Bad Credit Is Not A Problem For Credit Card Processing

Sep 01, 2016

It is still possible to get a merchant account with bad credit, bankruptcy, and tax liens. Though traditional banks and most lenders will shy away from your business if it has a bad credit history, you can turn to payment processors that can open a merchant account for your company with ease.

Get the Best for Your Merchant Service Needs

New business ventures do not always succeed. Variables that account for the success of a company vary from business to business. They may even go beyond your control. If you have a bad credit history or if you have filed for bankruptcy, getting approved for a merchant account will be rather challenging.

However, this is not a problem for EMB, the #1 high risk merchant account provider in the US that boasts an A+ rating with the Better Business Bureau. EMB can help you get a bad credit merchant account, regardless of your FICO score, previous processing history or even bankruptcies and tax liens.

With exclusive merchant account or business cash advance options from EMB, you can build your personal and business credit. Poor credit can be a nightmare, but EMB can make the application process for your merchant account simple and easy. Your bad credit merchant account can be approved in as little as 24 hours.

Why EMB?

EMB specializes in the high risk sector and offers special merchant accounts for those with bad credit. This is an ideal option to get your business revenue stream flowing again. EMB can even help merchants appeared on the TMF list, “black list” for Visa and MasterCard accepting merchants.

Thanks to the straightforward and simple rules for accounts offered by EMB, you can  be sure that your business can continue operation on the long road to recovery. Perks offered by EMB include but are not limited to:

  • Experienced Staff and Reliable Company built on experience
  • Proven Support to a diverse list of customers
  • Vast Knowledge
  • Speedy Signup that takes only a few minutes
  • Fast Application without hassle
  • Proven Platform that has helped thousands of business owners build successful businesses
  • Lowest possible rates
  • Top security
  • Merchant Accounts to businesses of any type and size
  • Chargeback Prevention and Protection
  • iCheck for immediate payments
  • Business Funding, Merchant Cash Advances included
  • Real Results

And more

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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