Are You Googling “Best Merchant Services for Small Business?”

Sep 17, 2018

In a world where eCommerce takes the lead, merchants can’t do without reliable merchant services that can help them grow their business. That’s the reason why the “best merchant services for small business” are among the most searchable terms these days. This article will help you find what you need.

“Best Merchant Services for Small Business”

Below you can find the merchant services required for running an online business. Just go through each of them to know more about them and discover where you can find the right merchant services for your business.

If you’re going to accept credit/debit card payments from your customers, you should obtain a merchant account. This is a type of financial account that allows for transferring funds from card issuing banks to a merchant’s business bank account.

It’s crucial to get merchant services that fit the changing needs of your small business. So, look for a merchant account provider like eMerchantBroker.com that can make it easy for you to accept credit cards so you can focus on growing your business. EMB offers always-low credit card processing rates to help you control costs.

eMerchantBroker.com offers the most competitively priced and the most secure merchant accounts both to traditional and high risk merchants. EMB is committed to offering truly the “best merchant services for small business.”

Simply put, chargebacks are disputed transactions. Chargebacks can be described as charges that customers dispute on their credit cards for different transactions. After the customer files a dispute, the merchant reverses the transaction, and the customer gets his/her money back.

In fact, chargebacks are one of the most crucial things when it comes to selling services or products online. If chargebacks get out of control, you’ll end up with huge losses, and the image of your company will be damaged in the eyes of credit card processors.

Fortunately, eMerchantBroker.com offers Chargeback Shield to help you fight chargebacks easily. This is a mitigation tool that can prevent 1 in 4 chargebacks. EMB, in partnership with Verifi’s Cardholder Dispute Resolution Network (CDRN) and Ethoca’s alert system, helps businesses to resolve credit card transaction disputes directly. EMB’s chargeback prevention system really works for merchants.

When it comes to check processing, with a reputable processor like eMerchantBroker.com, you can enjoy exceptional electronic check processing solutions. E-check processing enables people to electronically transfer funds from their bank accounts from anywhere they’d like.

EMB offers Checks by Phone, iChecks, as well as Checks by Web. Besides, thanks to Paper Guarantee, you can accept checks as payment safely.

To be able to react to the ever-changing world of business, you should have the necessary working capital. Otherwise, you won’t be able to meet customers’ needs and maximize your growth potential. Traditional banking regulations make it difficult for some merchants, specifically starters, e-commerce, and high-risk, to secure business loans.

That’s where respectable alternative online lenders like eMerchantBroker.com step in. No matter you have bad credit, a bankruptcy or an unresolved tax lien, you can get approved for business funding without challenges. EMB will help you quickly obtain small business funding like merchant cash advance (MCA) without difficulty.

EMB is ready to take a chance on high risk merchants or startups, which can’t be said about traditional funding institutions. eMerchantBroker.com provides business funding, personalized payment solutions, and other merchant account services to new and established businesses of any type and size.

You can’t accept credit card and electronic check payments from websites if you don’t have a merchant account and a payment gateway. Merchant accounts keep hold of your funds before they are transferred to a bank account.

A payment gateway is the very tool that approves or declines transactions that come into a business through online transactions. Thanks to a high risk payment gateway, customers can submit their credit card information, which is then being safely passed.

So, if you don’t have a merchant account and a high risk payment gateway, you can’t accept Visa, MasterCard, American Express, or other bank cards as payment.

eMerchantBroker.com offers the best payment gateways, including its own, both to low and high risk merchants. EMB understands the business models relevant for different kinds of payment gateways. EMB’s experience and rates are unmatched in the space.

As you see, obtaining the right merchant service for your business is critical to your success. Thankfully, reliable and experienced processors and business funding providers like eMerchantBroker.com are dedicated to providing you with only the best for your business.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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