Check Processing

For High Risk Merchants

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Electronic check processing is an essential part of many businesses today. Offering customers as many payment methods as possible can greatly increase revenue. Electronic checks can also cut down on chargebacks and customer disputes.

Merchants are no longer required to go to the banks to deposit checks thanks to electronic check processing. The Automated Clearing House (ACH) network of electronic financial transactions facilitates this process, with a measure of rules regarding what kinds of checks may be accepted electronically.

eMerchantBroker’s comprehensive ACH service allows your business to accept checks without forcing the customer to be there in person, confirmation and authorization can travel along multiple information highways such as fax, telephone, or the internet. If you are in a high risk industry securing a merchant account can be a tricky task as conventional banks balk at high risk businesses. Our electronic check processing offers you another alternative.

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Check21 Service

In addition to ACH we offer Check21 services. Check21 is an alternative check processing network that is a bit more flexible in comparison to ACH regarding what kinds of checks are accepted. Whether you prefer the recognizable ACH or the broader Check21, we’ve got you covered offering multiple gateways for customer payment processing. If you have an online shopping cart we can get you approved for electronic check payment processing.

Here are businesses and industries that we can work with to open up revenue streams through electronic checking:

  • Adult Websites & Retail
  • Bail Bondsmen
  • Card Rooms
  • Cash Back Check Cashing
  • Credit Repair
  • Criminal & Bankruptcy Attorney
  • Investment Opportunities
  • Online Gaming
  • Unlicensed Massage Parlors
  • Escort Firms
  • Credit Card Funding and Fees
  • Prepaid Card Funding and Fees
  • Rent-to-Own Programs
  • Used Auto Sales who offer In-House Financing
  • Auto Warranty (Extended Warranty Programs)
  • Finance Companies
  • Collection Agencies
  • Time Share Sales & Related Businesses
  • Payroll Check Cashing Businesses
  • Electronic Equipment Leasing

Consistently Voted the Best High Risk Provider
by Industry Experts



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  • Quick and Painless

    Signing up is fast, easy, and secure. Our Application process can be completed in just a few minutes, and you'll hear back from us within 24-48 hours, sometimes sooner!

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