- About Us
- Online Gaming & Casinos
- Bail Bonds
- Multilevel Marketing
- Online Furniture Sales
- Bad Credit Merchant Accounts
- Calling Cards
- Moving & Transportation
- CBD Oil
- Travel & Timeshares
- TMF Merchants
- High-Ticket Accounts
- Jet Charters
- Penny Auctions
- Educational & Seminars
- VOIP and Telecom
- Online Firearm Sales
- Cigars and Pipes
- Online Ticketing Sales
- High Volume Merchants
- Debt Consolidators
- Software and E-Book Merchants
- Contact Us
Protect your business
Chargebacks: A Complete Guide
How merchants can protect their businesses from the perils of chargebacks.
What you will learn in this guide:
- What are chargebacks and what makes businesses vulnerable to them
- The many factors that are driving chargebacks
- A thorough explanation of the chargeback dispute process
- An inside look into the steps merchants are forced to take to dispute chargebacks, including changes Visa has made to its process
- Ways to prevent real fraud and friendly fraud
- Methods and best practices to prevent legitimate chargebacks
- Proven strategies to fight transaction disputes
- The Lifecycle of a Chargeback
- The Time-Consuming and Challenging Process of Disputing Chargebacks
Download the Guide
Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.
Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.
Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.
Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.
Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.
A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.
After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.
EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.
Still have questions?
If you can’t find the answer you’re looking for, please reach out and chat with our team.Get in touch