#1 Payment processor for high-risk debt consolidators

Debt consolidation merchant accounts

Our high-risk merchant account specialists help debt consolidators smoothly run their business with a 99% application approval rating!

Trusted payment solutions We Approve 99% of Prepaid Calling Merchants

Trusted payment solutions

Necessary payment solutions for essential businesses

EMB realizes that debt consolidation is a necessary service to help everyday people take back control over their finances. We support these high-risk merchants by providing full-service payment solutions that make it easier to connect with their customers.

Apply for a merchant account

We offer much more than payment processing

Chargeback prevention

Keep chargeback ratios low and protect your revenue with our powerful dispute resolution tools, powered by our partnership with Verifi and Ethoca’s alert system.

Quick business funding

Choose between our ACH Business Funding and Cash Advance Program when you’re ready to explore expanding your debt consolidation business.

Check processing

Seamlessly charge a retainer or recurring service fee while working with your customers on a long term basis to correct their financial problems.

Secure gateway options

Ensure secure sales for you and your customers with our advanced payment gateway options that safeguard their personal information during transactions.

Grow your debt consolidation business quickly with EMB

Everything you need to run your debt consolidation business can be found in one place, including all of these full-service solutions:

Call on EMB for All of Your Payment Processing Solutions

Business funding options
Chargeback protection
Dispute resolution
Check processing
Payment gateways
3rd party integrations
International accessibility
Point-of-sale (POS) solutions

What documents are required to apply?

A valid, government-issued ID, such as a state-issued driver’s license
A bank letter or a pre-printed voided check
Three months of the most recent bank statements
Three months of the most recent processing statements, if applicable
A SSN (Social Security Number) or EIN (Employer Identification Number)
A secure, fully-operational website
Chargeback ratios must be under 2%

Apply now

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