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Get a high-risk merchant account today and grow your business.
Bad credit merchant accounts
EMB is the #1 provider of payment solutions for merchants who are on the road to credit repair and recovery.
Accessible Payment Solutions
Don’t let bad credit hold you back
EMB empowers entrepreneurs to pursue their goals by making payment processing solutions available in less than 48 hours.
Apply for a merchant accountA quick & easy application process
No application fees
Start your journey with our transparent application, no hidden startup fees guaranteed.
Competitive rates
Affordability and support are our top priorities when working with merchants who have a bad credit history.
No credit card required
Even if you don’t have a credit card, EMB makes it easy for you to apply for payment solutions to run your business.
Secure gateway options
Increase business security and protect customer data with our secure payment gateway options, regardless of your credit history.
Get access to our full spectrum of payment solutions
Even if you have bad-credit, one simple application can give you access to an array of essential payment solutions for your business:
- Business funding
- Chargeback protection
- Check processing
- Merchant accounts
- Payment gateways
- International connections
- Powerful integrations
- Cryptocurrency payments
What documents are required to apply?
- A valid, government-issued ID, such as a driver’s license
- A bank letter or a pre-printed voided check
- 3 months of the most recent bank statements
- 3 months of the most recent processing statements, if applicable
- A SSN (Social Security Number) or EIN (Employer Identification Number)
- A secure, fully-operational website
- Chargeback ratios must be under 2%
Improve your cash flow & grow your business today
- Absolutely 0 hidden fees
- 99% approval rating
- 24/7 customer support