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What exactly is Apple Pay?

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in-person, in iOS apps, and on the web. It also uses near-field communication (NFC) technology to allow users to make payments by holding their iPhone or Apple Watch near a contactless reader while keeping their finger on Touch ID.

Does Apple Pay accept high risk merchants?

Apple Pay does not directly accept or reject high-risk merchants. It relies on third-party payment processors and financial institutions to handle the acceptance and underwriting of merchants. Certain industries like adult entertainment, gambling, and drug paraphernalia are not supported by Apple Pay, so high risk merchants in these industries will not be able to use Apple Pay.

What type of payment processors does Apple Pay accept?

Apple Pay integrates with a variety of payment processors, including major credit card networks such as Visa, Mastercard, American Express, and Discover. It also works with payment processors/gateways like PayPal, Stripe, and Square.

Apple Pay also accepts payment processors that have integrated with the Apple Pay platform, such as First Data, Vantiv, and TSYS.

Does Apple Pay integrate with any other types of payment gateways?

Yes, it does. Apple Pay can integrate with a variety of payment gateways, including major providers like Authorize.net, PayPal, Stripe, Braintree, Square, Adyen, Worldpay, and NMI. It’s worth noting that the payment gateways accepted by Apple Pay may change or be added to over time.

What’s the benefit of offering Apple Pay?

Apple Pay is becoming increasingly popular, which opens your business up to more customers who prefer to use it as their digital wallet. Also, high risk merchants may benefit from using Apple Pay as it can help reduce fraud and chargebacks.

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