Jun 05, 2017

EMB Can Get You A Reliable And Low-Cost Skin Care Product Merchant Account

Global value sales are projected to account for more than US $131 billion in 2019, and skin care will go on serving as beauty’s largest category counting for about US $20.1 billion to its value from 2014 to 2019. Emerging markets in Asia Pacific including China which will represent almost 60% of skin care’s absolute value growth by 2019 will...

Dec 31, 2015

Process Credit Cards and More with EMB

The CDC reports that over one-third of Americans are overweight. But a renewed interest in health and fitness has created a booming weight supplement industry. This industry is expected to gross over 40 billion dollars this year. And with tons of supplements flooding the market every day, small businesses that sell supplements are reaping larger profits than even business analysts...

Aug 31, 2015

Despite NY AG’s Comments, Herbal Supplements Sales up by 30%; Recent Studies Show

Sales of herbal supplements have increased by at least 13% compared to the same time last year according to findings of a recent study. A report by SPINS which was released by NutraIngredients-USA shows that sales for the 52 weeks leading to July 2, 2015 were $687 million compared $610 million posted last year. The sales have shown double digit...

Jul 23, 2015

ObamaCare is Great News for Diet Clinics

For years, diet clinics have struggled. From high costs and few clients, to criticism from the medical industry, these clinics have struggled to maintain their foothold in the medical industry. While many have loved (and hated) the newly implemented Affordable Care Act, or ObamaCare, one of the biggest fan bases comes from diet clinicians. Thanks to new obesity guidelines, many...

Jun 25, 2015

Herbal Supplement Industry May be Regulated by the FDA

Over the last year, the herbal supplement industry has come under fire. In New York, Attorney General Eric Schneiderman filed several lawsuits against herbal supplement makers for what essentially is fraud. A few months ago, he had a variety of supplements tested to see if they contained the ingredients they proclaimed to have. Schneiderman used DNA barcoding to test the...

Jun 11, 2015

The Need for Merchant Accounts in the Diet Plan and Supplement Industries

Americans are obsessed with the idea of losing weight. The number of supplements and diet plans that flood the market along with the $40 billion a year Americans spend on weight-loss products and programs proves it. Books and magazines also promise to reveal information about meal prep and workouts that will help achieve the “dream body”. Millions of Americans that...

Jun 01, 2015

Concerns Continue over Supplement Fraud

There has been a lot of controversy surrounding the supplement industry after news broke that, upon investigation, store-brand supplements at GNC, Target, Walgreens and Wal Mart do not include the ingredients they claim to contain. In fact, these supplements included potential allergens that were not listed on the packaging. Some of these supplements reported by the New York State Attorney...

May 27, 2015

Herbal Supplements Industry Says Testing Inaccurate

The herbal supplement market has been put through the ringer. Earlier this year, New York Attorney General Eric Schneiderman, ordered DNA barcoding which resulted in the discovery that many herbal supplements did not actually contain the listed ingredients. He ordered that Wal-Mart, GNC, Walgreen’s, and Target stop selling store-brand herbal supplements that the DNA tests found fraudulent. But many in...

Apr 23, 2015

The Vitamin Supplement Industry is Powerful

The New York Attorney General, Eric Schneiderman, recently announced an investigation into the vitamin supplement industry calling for transparency, to ensure that popular supplements actually contain what they claim. He has created a coalition that includes the attorney generals of New York, Connecticut, Indiana, and Puerto Rico. In February, Schneiderman solicited a lab to test a variety of herbal supplements...

Mar 20, 2015

Has the Latest Vitamin Supplement Scam Shaken Consumer Confidence?

The vitamin supplement industry is under fire in New York because of alleged contamination, mislabeling, and false advertising. New York Attorney General Eric Schneiderman is leading the charge against four major retailers for selling fraudulent and possibly dangerous supplements. Schneiderman states that several “medicinal herbs” were tested from Walgreens, GNC, Walmart, and Target – and they failed. This latest revelation...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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