Dec 01, 2012

Merchant Accounts for Extended Warranty Companies: Automotive

If you’re in the business of offering extended warranties on automotive services, finding an effective merchant account solution can be difficult. Extended warranty merchant accounts for automotive business are hard to come by because it’s usually classified as a ‘high risk’ business, then kind most banks and traditional merchant account providers won’t go near. This is due to the unpredictability...

Oct 03, 2012

Merchant Accounts for Online Gun Dealers & Firearms

Are you a gun dealer looking to take your business online? You may have a merchant account for your retail location and think that it’s easy to get an additional account for your website. This is not true, many armories, FFL retail locations, gun shops and private dealers that want to sell online find that their current processor won’t process...

Sep 05, 2012

High Volume Merchant Account from

High Volume Merchant Account A special high volume merchant account can save you thousands in fees every year and ultimately make your business more profitable – but getting one set up isn’t always straightforward. The problem can be compounded if you operate in a high risk industry or have irregular income from month to month. So how do you go...

Jun 16, 2012

Merchant Accounts for Adult Dating Websites provides electronic payment processing for adult dating websites. As a high risk credit card processing provider, we can help your online dating website get set up quickly and easily. Many business owners that operate dating websites are surprised that their business is considered high risk by traditional merchant services providers. Unfortunately the statistics don’t lie, historically speaking there is...

Mar 03, 2012

Merchant Cash Advance for Automotive & High Ticket

Get a merchant cash advance for your auto repair shop or auto body shop from We specialize in helping merchants with high average tickets, get approved for a credit card processing advance, or merchant cash advance. We also advance small business owners based on their total gross sales, not just their credit card sales. So if your business does...

Mar 03, 2012

Merchant Accounts for Travel Agencies – Tour Packages – Travel Clubs

We provide merchant accounts for travel and tour related companies. Travel agencies, tour operators, bus lines, transportation companies, vacation packages, timeshares, vacation clubs, vouchers and more! We can help any travel related business get a competitive rate for merchant services. Don’t pay outrageous rates or tie all your money up in reserve accounts. At we help business owners get...

Mar 03, 2012

Merchant Account for Credit Repair Companies specializes in merchant accounts for credit repair companies. We can approve your credit repair company for a merchant account today. We even deal with start up credit repair companies with no processing history. We understand the needs of high risk, high volume merchants such as credit repair companies and debt collection companies. We will not waste your time, we...

Mar 01, 2012

Online Electronic Store Merchant Accounts

Get a High Volume Merchant Account for your Online Store You may be surprised, but an online electronic store or drop shipping website is considered “high risk” by the merchant services industry. Online electronic retailers often have high tickets and need high monthly volumes. These business types also have a higher percentage of charge backs or customer disputes due to...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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