Sep 29, 2020

Continuity Billing & Trial Offer Merchant Account

The continuity subscription model is among the most successful business structures. If you’re running this type of business, you need a secure and cheap trial offer merchant account for online payment processing. This article is about trial and continuity billing businesses, as well as the top high risk processor in the U.S. Trial & Continuity Billing Merchant Accounts Continuity marketing...

Sep 27, 2019

Get Processing with a Continuity Subscription Merchant Account

The Subscription Economy continues to show signs of robust health and growth.  Zuora, a leading cloud-based subscription management platform has released the biannual “Subscription Economy Index” which measures the health of subscription businesses and its impact on the overall economy. In the last seven years, the companies that were featured from North America, Europe, and Asia-Pacific have seen their sales...

Jun 14, 2019

Deceptive “Free Trial” Marketers Must Pay $9 Million-Plus for Consumer Refunds

The operators of a worldwide negative option scam admitted to deceptively promoting “risk-free” trials and then, charging the consumers full price for the items and enrolling them in long-term, automatically-renewed product plans without their consent. A court order resolving the Federal Trade Commission’s complaint requires the defendants to no longer engage in this type of scam and pay more than...

May 15, 2018

Credit Card Processing For Trial Offer Businesses

Getting a merchant account and secure card processing services for a high-risk business— like those that offer trials before a sale—is not easy, especially if you go searching in the wrong places. Conventional banks will naturally reject you. But you stand a chance with modern high-risk merchant account providers like eMerchantBroker.com. The nature of such businesses, plus a few other...

Oct 02, 2017

Where to Find Pseudo-Pharmaceuticals Merchant Account Solutions

You spent months pouring blood, sweat and tears into your business only to be informed that it falls under section B5 for “Prohibited Businesses”, which reads: “Any product, service, or activity that is deceptive, unfair, predatory or prohibited by one or more Card Networks”. After investing so much time and money into your startup, you have been denied a payment...

Aug 14, 2017

Trial Offer Merchants for Skin Care Industry Who Need a Merchant Account

Merchant accounts are needed for nearly every type of business. Unless you are a 100% cash business, you need one of these accounts. Due to the overwhelming number of businesses who utilize merchant account processing services, it seems like it would be easy to find an account. For some it is, but for the majority of business owners in the...

Jul 07, 2017

Get a Negative Option Billing Account

Negative option billing isn’t very new to merchants. For quite some time now, sellers who have new products or services often consider giving them out for tree trial before customers can decide whether to make a purchase or not. It is an excellent way to attract interested consumers. This is what happens; someone comes across your products and takes an...

Jun 05, 2017

EMB Can Get You A Reliable And Low-Cost Skin Care Product Merchant Account

Global value sales are projected to account for more than US $131 billion in 2019, and skin care will go on serving as beauty’s largest category counting for about US $20.1 billion to its value from 2014 to 2019. Emerging markets in Asia Pacific including China which will represent almost 60% of skin care’s absolute value growth by 2019 will...

Jun 05, 2017

Negative Option Billing and Forced Continuity Being Shunned by Major Credit Card Companies | What’s Your Plan?

To start with, Negative Option Billing is a process where a merchant puts a certain product or service on free/subsidized offer so that customers can try the product/service for a small fee before committing to purchase. Before they gain access to the free sample, the merchant will record the customer’s credit card information. After the trial period expires, the customer...

Feb 13, 2015

Free Trials Can Help Your Business

Offering free trials is something that many businesses do not do. They think that it costs money in the long run, and that it is wasteful. However, while not everyone will purchase from you, there are ways that you can make sure that your free trial offers are successful. First off, make sure that you have adequate contact information for...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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