Sep 18, 2014

Travel Has Never Been More Profitable

The travel industry is finally on the rebound. In 2013, the US online travel market reached $157 billion and is projected to increase again this year. PhoCusWright predicts that online travel service adoption will grow in the States from 41% in 2012 to 43% in 2015. The US Commerce Department likewise estimates a 4% annual growth over the next 3...

Aug 15, 2014

Travel Agency Business is on The Rise

For the past 15 years or so, business vultures have been circling to see if the traditional travel agency would die out. Fortunately, the tides have changed and there has been an upswing in the number of traditional travel agencies and the number of new ones entering the domain. What has not changed is that a travel merchant account is...

Jul 29, 2014

Opening a Travel Service Agency

The travel industry is consistently one of the most lucrative in the economy. Generating upwards of a trillion dollars annually it is a great industry to join. Starting a travel service can be a way to gain a foothold in the ever expanding industry. Starting a travel service can be done in several different ways. Initially it is important to...

Feb 15, 2013

Credit Card Processing for The Travel Industry

Travel service businesses such as travel agencies and airlines are notorious in the payment processing industry for generating prohibitively high levels of credit card fraud and chargebacks, particularly in transactions where the cardholder places his order over the phone or on the web. As a result, merchant accounts for travel service industries are typically hard to get and offered on...

Sep 16, 2012

Finding a Good Merchant Account for a Travel Agency or Vacation Club

Merchant Account for Travel Agency Getting a merchant account for a travel agency is not as simple as you might have first expected. Even if you run a thriving and successful agency or vacation club, you may find many merchant account providers closing the door on you. Why are traditional providers so averse to providing merchant accounts to the travel...

Feb 29, 2012

Merchant Account for Online Ticketing & Travel Agencies

Merchant Account for Online Ticketing Sales eMerchantBroker.com specializes in merchant accounts for online ticket and event sales. Several providers in our network also provider credit card processing services for travel agencies. If you want to see about lowering your rate for your online store contact eMerchantBroker.com today. Merchant Accounts without Restrictions or Reserves If you run a travel agency or...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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