Jul 23, 2015

The Online Travel Industry is On Fire!

Booking-dot-what? Online traveling booking is hot right now, thanks to many discount travel apps and websites. According to a recent survey, nearly 180 million people visited travel websites in June 2015. This number is huge, and it is expected to rise in the coming months. The prices are great, and the service is quick, but are these websites really worth...

Jul 23, 2015

Hotels Try to Fight Booking Websites

We have seen the commercials and online ads for booking websites. These websites promise to book your hotel room, rental car, and airplane ticket for a fraction of the original fee. While most of these sites are legit, and there are few problems with consumers, the hotel and airline industries hate these sites. They cost them money, as people are...

Jun 30, 2015

What’s the Next Step in the Travel Industry Evolution?

At a recent ITT conference, Matthew Taylor, chief executive of the Royal Society for the encouragement of Arts, Manufactures and Commerce (RSA), expressed some concerns for the future of the travel industry. He believes that the industry will be unable to sustain its mega-growth unless it finds a new radical model. The key, Taylor purports, is for travel companies to...

Jun 11, 2015

The Benefits of the National Travel and Tourism Week

It was recently announced by the U.S. Travel Association that next year’s Travel and Tourism Week is scheduled to take place May 1-7, 2016. This nationwide annual salute to travel and tourism was established by a congressional resolution in 1983. The events that take place during this week serve to champion the power of the industry. In 2014, it was...

Jun 11, 2015

How to Create Sought after Vacation Packages for Your Travel Business

Are you interested in the travel industry or already own and operate a business and are interested in how to create a vacation package? For that matter, what benefits can packaging offer your business? When it comes to the travel and tourism industry, packaging is all about leverage. Packages involve two more travel products combined into a unique product. A...

Apr 24, 2015

Google Flights: “No Problem” Say Travel Agencies

Recently, Google announced upgrades to its Google Flights price comparison tool. The tool is designed to make booking flights and planning trips in general easier for consumers. News of the enhancements drew little noise from travel agencies though, who claim that despite technological advancements in travel, many avid travelers still prefer the relationships and expertise they find from travel agencies....

Mar 19, 2015

The Travel Industry is Alive

Photo Credit @ClashFC When consumers were given the ability to purchase their own tickets online, and book their reservations online, many predicted that the travel industry was dead. But lately the travel industry has experienced a rebirth. Last year, consumers spent $157 billion on travel, and travel related services. Many people are returning to the convenience and expertise found through...

Feb 12, 2015

Easing Diplomatic Relations with Cuba Present Opportunities for Travel Agencies

As diplomatic relations ease between the United States and Cuba, many more Americans are considering trips to visit our island neighbor to the south. This presents a golden, but time-critical, business opportunity to EMB clients with travel merchant accounts. As the travel path to Havana becomes easier to navigate, there will be tourists lining up to visit the Caribbean hub....

Jan 30, 2015

The Travel Industry in California is Booming!

Travel experts are predicting that 2015 will be the best year ever as 2014 data starts flooding in about tourism in the tri-county coastal area. Tourism is expected to grow by 2.1%, with Santa Barbara on the South Coast picked as the most popular destination. If you want to start a profitable career that is projected to keep growing, becoming...

Dec 22, 2014

The Travel Industry is Back and Better than Ever – Travel Merchant Account

The travel industry is experiencing a remarkable rebirth. Last year, the U.S. travel market reached $157 billion. PhoCusWright predicts that online travel service adoption will experience a 4% yearly increase for the foreseeable future. Now is the time for investors interested in the travel market to gain some serious ground in this reinvigorated market. Starting your own travel business is...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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