Feb 10, 2017

How to Choose the Best Payment solution for Your Travel Agency

The credit card processing industry currently classifies the travel business among the dreaded “high-risk” class of economic ventures. This due to the fact that most travel agencies finalize transactions prior to the day of travel, which means the customers pay in advance. The early payment leaves the merchants open to chargebacks due to unforeseen changes in travel plans as well...

Sep 20, 2016

Travel Merchant Account for Travel Business and Time Shares

Merchant accounts can be easy to find for many merchants, but for those in the travel industry it can seem like an impossible task. Travel agencies, booking agencies, and websites promoting various issues can be seen as “high risk” by the processing industry, leaving you in a jam. Instead of just Googling for a random merchant account, you need to...

Sep 01, 2016

Exclusive Timeshare Merchant Accounts From EMB

Are you involved with travel agencies, packages, and clubs? If yes, location means a lot to you. You know that travel and timeshares must be accessible anywhere, let alone accepting payments electronically anywhere anytime. Running a Travel Agency? If you are operating in the travel industry, meaning you own a travel agency, tour guide service, or you are involved with...

Feb 20, 2016

SEO Rules for Travel Merchant Accounts Doing Business

“Play by the rules, but be ferocious.” – Ph. Knight There is a high level of competition in the travel industry. The travel and tourism sector is also so much diverse. No matter what products and services travel marketers offer, they should focus on the below-mentioned main SEO rules. Also, it is immensely important for merchants in the travel and...

Jan 20, 2016

Give Your Travel Payment Processing Solutions a Facelift

The travel industry is going through a renaissance. Not only are people who used to travel coming back, but Millennials are also discovering the wonder of travel. But even with a new generation spending thousands in disposable income on travel, many companies still use old payment processing services to manage their client’s accounts. A continued reliance on checks and corporate...

Jan 18, 2016


“Profitability is coming from productivity, efficiency, management, austerity, and the way to manage the business.” – Carlos Slim Merchants in the hotel industry should take control of their credit card processing performance and find the right merchant account provider that would give them the best available terms of service. Hotel Card Payment Authorization Through authorization, card issuers approve or decline...

Dec 01, 2015

Travel Agencies Must Invest in Client Information Security

The travel industry is back and better than ever. Technology and agent creativity has made it a profitable business investment once again. By harnessing global connections, providing great customer service, and adapting to new technology, travel agencies are gaining more clients than ever. But with more business comes more opportunities for fraudulent behavior to occur. So as travel agencies upgrade...

Aug 31, 2015

Consumers Call for More Regulations for Travel Agencies

The travel agency in Singapore is under fire. Revenues are declining and their reputations have been called into question, but still the industry continues to gain new entrants. Over the last 3 years, the number of agencies has raised from 1,096 to 1,195 according to the Singapore Tourism Board (STB). Still the number of agencies that close per year has...

Aug 28, 2015

Need Help? Travel Agencies Have an App for That

Many people think that the travel industry is dead. But the opposite is true. The travel industry is booming and has continued to find new and exciting ways to stay relevant and help their clients. Harnessing global connections, providing exceptional service, using technology, and creating apps has made more consumers choose travel agencies over the do-it-yourself technologies advertised today. One...

Jul 23, 2015

Amadeus Wants to Add Business Intelligence to Travel Industry

While the tourist travel industry is booming, the business travel industry is always hot. From flying to meetings to relocating, there are many reasons for business travel. While airlines have upgraded some seats and meals for business travelers, many want upgraded technology. For the past two years, Amadeus Airline Solution has been adding to the business intelligence capability hoping that...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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