May 13, 2022

How To Apply For A Travel Merchant Account

According to research by, revenue for the travel and tourism market is expected to hit $637.70 billion in 2022. And it is projected to hit $949.60 billion by the year 2026.  Within the travel and tourism market, it is also expected that 74% of the total revenue will be produced by online sales by the year 2026. The travel...

Jul 22, 2021

A Glimpse Into The Current Travel Payments Space

In an interview conducted by The PayPers, Zack Powers, the Director of Payments Strategy at FareHarbor, was asked what the current climate of payments within the travel sector looked like in the aftermath of the pandemic. FareHarbor is a company that was founded in Hawaii back in 2013. It specializes in creating robust solutions that assist tour and activity operators...

Oct 12, 2020

Why Travel Businesses Are Considered High-Risk

Travel businesses take credit card payments online or via the phone. Whichever avenue you choose, you need a merchant account from a reliable payment processing company that will stand with you throughout. Travel-related businesses include but are not limited to the following; Independent travel agents Online travel reservation websites Travel agencies Timeshare Resellers Cruise lines Tour operators Transportation Charters Ticket...

Nov 19, 2019

Travel Sector Wasn’t Ready for Two-factor Authentication

14th Sept came and the travel sector still looked like it was still not ready for two-factor customer verification. A report released days before the September 14 cut-off date showed that most sector executives were worried about their preparedness to meet the terms of the new regulation. The findings report by Amadeus dabbed Preparing for Two-factor Authentication, released less than...

Oct 22, 2018

Google And Facebook Are Improving The Travel Industry

New-age tech is changing not just the way travel companies conduct business but also what time they do it. Years of research spent on studying conversion trends in the industry have helped travel companies reach travelers much faster. Communicating with travelers effectively even before set off, giving seamless guidance, and adopting a custom-made booking model has helped travel brands convince...

Jul 24, 2018

Simplify Overseas Payments with a Travel Merchant Account

Doing business overseas is challenging. To thrive, a business needs more than just a basic understanding of a global market. An organization needs to research and explore legal liabilities, regulations, and unexpected costs to ensure cross-border payments occur seamlessly. Cross-border payments can no longer be just about moving funds from one account to another. Finding the most efficient way to...

May 21, 2018

Refresh Your eCommerce Business

Each and every day, you see, at least, one new eCommerce store pop up online. Are you running or planning to run an eCommerce business? Are you a travel merchant? How are you going to easily get approved for merchant services such as a travel merchant account? Keep on reading this article and you’ll know. Modern eCommerce Field This never-ending...

Feb 21, 2018

Travel Merchant Account | How to Safely Manage Credit Card Risk

The travel industry is one of the world’s largest industries. Each year, the travel and tourism industry has a huge economic impact, including: accommodations, transportation, attractions and entertainment. However, despite considerable success, businesses do struggle to secure certain services that are critical to operating smoothly. Why? Traditional lenders consider the travel and tourism industry “too risky”. In general, the industry...

Aug 28, 2017

Air Travel Merchant Account and Credit Card Processing Risks

Travel industry trends are always changing in accord with new opportunities brought about by the modern world of technology. The world of travel and hospitality has entered a new era of growth and transformation. Global business travel spending accounted for $1.2 trillion in 2015, which is up 5% from 2014. Travel and Hospitality Industry One of the most important issues...

Jun 13, 2017

Get the Best Airlines and Jet Charters Merchant Account for Your Business

Credit card payment capability is inevitable for specialized transportation. Private airline service providers and jet charters choose credit card processing for most of their customers. This is a high ticket industry, with considerable risk exposure, so traditional merchant service providers usually refuse to open a merchant account for a startup airline or charter business. Fortunately, reputable payment processors like

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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