Jan 11, 2019

Hassle-Free Approval For an Online Tobacco Shop Merchant Account

Though not illegal, online tobacco sales worry banks and traditional lenders. The industry is not online heavily regulated, but laws differ in every state. These factors leave banks wanting no part of approving these types of businesses for online tobacco shop merchant accounts. Without a merchant account, you can’t accept debit and credit card payments, which are processed through a...

Jun 19, 2018

Online Tobacco Merchant Account for Your Business

Are you a tobacco merchant interested in growing your business? The first step is to acquire a tobacco merchant account from a reliable provider. Where to find a reputable merchant services provider to turn to for tobacco merchant accounts and a tobacco virtual terminal for your business? Just read below and you’ll discover where. Tobacco Merchant Services for Your Business...

Mar 29, 2018

Online Cigars And Pipe Tobacco- How To Spot A Sales Scam

One dangerous thing with anything that goes trending in e-commerce is that it quickly becomes the scammers’ favorite target. While buying your cigarettes online may sound like a grand deal, always beware of trickster sellers who will not only rip you off but also land you in problems with the authorities. So before rushing a seemingly good deal to completion,...

Feb 16, 2018

Industry Leading High-Risk Merchant Account for Online Tobacco Sales

Shopping for cigars or other tobacco online is straightforward. Not exactly a task that you would think twice about as a consumer. However, as a business owner, you know how difficult it is to be able to offer tobacco products online; it is actually very complicated. While there is no federal law that prohibits the online sale of cigars, cigarettes,...

Feb 13, 2018

Tobacco Accessories Merchant Account

Businesses that climb up the ladder so fast are those whose owners that take their time to plan for success. But industries that deal with tobacco accessories like smoking pipes can be a bit harder to lift off the ground. Obviously, the challenges resulting from difficulty in getting the balance between consumer satisfaction and excellent business performance while also operating...

Jan 31, 2018

Cigar High Risk Merchant Accounts

The statistics that exposed non-combustible tobacco forms are much less harmful than combustible types have speeded the shifted to electronic cigarettes. However, custom pipes, vapes and luxury cigars are still high on demand. This explains why the tobacco industry stays strong regardless of its high-risk nature. But sometimes the stringent state regulations, the complexity of selling tobacco online and extreme...

Jan 30, 2018

How to Get a Smoke Shop Merchant Account

Smoke shops aren’t something new in the United States. Since smoking is a popular social activity, the need for smoke shops has never lost its actuality. Today, the number of merchants involved in the electronic cigarette industry is growing. If you’re interested in a smoke shop merchant account, read below. Smoke Shop Merchants The industry is associated with substantial licensing...

Jan 26, 2018

Apply For Hookah Merchant Account Services

A Hookah is an oriental tobacco pipe with a long, flexible tube that draws smoke (the tobacco used is known as Shisha) through water contained in a small bowl. Hookahs date back to ancient times in India and the Middle East. Much more than a custom, Hookahs were a matter of prestige. Today, Hookah smoking has gained popularity in the...

May 15, 2017

Cigar Sales Are On The Rise

The global market for cigars is expected to account for 19.9 billion by 2020 because of less stringent regulatory environment and tax policies, which cannot be said about cigarettes. Cigar Industry The economic climate in the majority of regional markets all over the world has led to improved sales of small cigars and cigarillos. Manufacturers are paying great attention to...

Mar 24, 2017

Get The Best Merchant Account For Your Online Cigar And Tobacco Shop

Online tobacco and electronic cigarettes industries are still classified as high risk as they deal with strict government regulation, complications, and high chargeback rates. Online Cigars and Pipe Tobacco Industry In August 2016, the US Food and Drug Administration (FDA) finalized a rule that extends its regulatory authority to all tobacco products such as e-cigarettes, cigars, and hookah (also called...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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