Dec 15, 2017

eMerchantBroker | Industry-Leading Timeshare Merchant Accounts

Timeshares (also known as vacation ownership) continue to be one of the most popular ways to vacation. According to the American Resort Development Association (ARDA), they generated $8.6 billion in annual sales in 2015 – up 9% from 2014. Vacation timeshares are much more deluxe than a traditional hotel room, and often offer additional conveniences and comforts. Despite timeshare’s popularity,...

Sep 18, 2017

Using a Credit Card to Pay Off a Timeshare

The timeshare industry is tabbed as high risk. Timeshare businesses are also called “vacation owner programs.” They are associated with organizing time for different people to use the property throughout the year. Owners agree to pay certain fees on a yearly basis to maintain the property. As a rule, properties are divided among 25 owners at 2 weeks each; 2...

Sep 01, 2016

Exclusive Timeshare Merchant Accounts From EMB

Are you involved with travel agencies, packages, and clubs? If yes, location means a lot to you. You know that travel and timeshares must be accessible anywhere, let alone accepting payments electronically anywhere anytime. Running a Travel Agency? If you are operating in the travel industry, meaning you own a travel agency, tour guide service, or you are involved with...

Dec 29, 2014

The Downside to Buying a Timeshare

Timeshares seem like a great idea. You get your own vacation time in your own home, and you can make money with it when you are not there. However, while this is a popular idea, there are things that you need to consider before shelling out money for a timeshare. First off, renting out a timeshare is not as easy...

Oct 16, 2014

Best Strategies to Handle Data Breaches

In the wake of a major wave of data breaches in the United States, many organizations are re-examining their communication strategies. While there is no good way to tell customers that their financial information has been compromised, many business entities and banks have discovered a few processes and procedures that make this important communication more productive for financial institutions and...

Sep 18, 2014

Timeshare Merchant Account With Low Rates

Time shares are a perfect investment for the family or individual who want to escape from the stress of daily life. Interested investors can find timeshares in almost every part of the world, but the most popular ones tend to be in tropical or subtropical getaways like the Virgin Islands and the Florida Keys. Although not for everyone, timeshares have...

Aug 28, 2014

How to Sell Your Timeshare

Timeshares are a great way to make a side profit and enjoy your downtime. However, with the economy in the shape it is in, many want to sell their vacant timeshares quickly. While it seems like an easy enough task, finding a real estate broker to take on the task of selling your timeshare can be tough. You are better...

Jul 29, 2014

The Benefits of a Timeshare Merchant Account

A timeshare can be a perfect property in a dream location for those looking for a way to get away. While it may not be ideal for everyone, it offers many benefits to those interested in a stable vacation plan. Typically owners buy in to a timeshare and pay dues monthly and/or annually. In exchange the property is maintained and...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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