Jul 29, 2021

Expanding Your Business With Shopify

Shopify is an excellent platform that can assist potential business owners to launch an eCommerce store in an efficient, stress-free way. However, even the best of platforms cannot automatically draw in sales for you. To say that the online business community is oversaturated is putting it mildly. In fact, it is estimated that there are 375,000 online stores currently using...

Jul 21, 2021

Shopify’s Wallet Gets a Boost As Its App Soars With Users

The dramatic e-commerce boom, primarily fueled by the pandemic, is likely to remain as the economy begins to finally open up and show signs of life. Where some have previously feared that the re-opening of brick-and-mortar stores, local boutiques, and restaurants would bring the growth of e-commerce to a sudden end, the reality has been dramatically different. In fact, one...

Mar 26, 2021

Shopify Extends Shop Pay On Facebook and Instagram

Shopify, one of the most popular eCommerce platforms for businesses, is offering its payments tool Shop Pay to merchants on Instagram and Facebook. By using Shop Pay, those merchants using Shopify to sell on Facebook and Instagram can use this payments tool for buyers to experience a more secure checkout.  In the past, the only payment options available on social...

Jan 23, 2020

EMB Square Integration with Shopify

Despite the explosive growth of the CBD (Cannabidiol) market, CBD merchants have historically faced rejection by merchant account providers, payment processors, and payment gateways alike. Shopify, one of the leading and most popular eCommerce platforms, does not currently accept payment for CBD products. Specifically, Shopify Payments cannot be used to process payments for any and all CBD products. Shopify has...

Jan 20, 2020

What Are The Best Payment Gateways For Shopify?

When you are a merchant on Shopify, you want to ensure that your payment gateway provides both security and reliability to deal with your customer’s everyday transactions. Knowing that their confidential financial information is safe in your hands, customers will feel confident making purchases in your online store. Here are the best payment gateways for Shopify. Shopify Payments Shopify comes...

Jan 13, 2020

Selling CBD products on Shopify

Last September, Shopify made the announcement that all US-based merchants utilizing their platform will be allowed to sell hemp-derived CBD and CBD-type of products only where it’s permitted by state and local law.  Although Shopify merchants cannot use Shopify’s payment gateways, they can take advantage of their partners Authorize.net, DigiPay, and eMerchantBroker.com, as payment gateway solutions for merchants. Forbes has...

Mar 01, 2018

Accepting Credit Card Payments For Your Shopify Business

If your dream is to launch your own online business or begin working from the comfort of your sweet home, then this is the time to make a move. Waiting any longer will leave you lagging behind because the internet is now fast-growing and dynamic. Luckily, owning and running an online store is no longer a big deal thanks to...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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