Nov 14, 2019

International Payment Processing Can Help You Go Global

The borders of commerce are becoming less and less apparent as businesses tap into global markets across the world. With the expanding market, companies are reaping the benefits from appealing to a broader range of consumers, sometimes finding more success for their products and services in foreign countries than in their home countries. But all of this business would come...

Nov 14, 2019

High-Risk Merchant Account Solutions with Offshore Merchants

An offshore merchant account is one which is used for e-merchants who are processing payments through their website in countries that they don’t live in.  There are many reasons why a merchant would want to have an offshore account, including less stringent approval standards abroad. Being an offshore merchant can also be a great option to extend the services of...

Sep 17, 2019

PSD2 Processes: What If You Implement Them Poorly?

What do you think about the Strong Customer Authentication elements of the European Payment Services Directive 2 (PSD2)? Would they bring changes to fraud liability issues? In fact, the realization of the regulation is associated with more than one thing. These should be taken into account when managing online fraud attacks. To know more about the PSD2 processes and discover...

Jul 02, 2019

China’s UnionPay Enters Europe’s Payments Market

The largest card issuer in the world, China UnionPay, has slipped into the European market, offering credit and debit cards throughout the continent. Thanks to its new partnership with the UK-based startup, Tribe Payments, UnionPay began in June allowing banks and other financial institutions to begin offering people and businesses its branded credit cards. Now European corporate customers that conduct...

May 16, 2019

China’s Crack Down on Fentanyl-Related Substance May Help U.S. Opioid Crisis

China’s recent move to list all fentanyl-related substances as controlled drugs may be a game-changer in the United States’ battle against opioid addiction. The move came following President Trump’s criticism that China allows synthetic opioids to be shipped to the United States. The U.S. continues to battle an epidemic of opioid-related deaths. Closing the loophole will prevent Chinese drug traffics...

Apr 16, 2019

Daily IT and Security Glitches at UK Banks Point to Their Weaknesses

The regular IT and security failures at British banks make it a longshot to become a cashless society any time soon. British banks experience 1.2 IT or security failure each day, according a comprehensive analysis by consumer group, Which? The glitches prevent customers from making payments. During the last nine months of 2018, the consumer group found that 302 IT...

Sep 05, 2017

Starting an Offshore Company for Your Adult Business

There is nothing illegal about incorporating a company in an offshore financial center as long as you follow US tax rules. Many well-established companies use offshore financial centers to conduct their business efficiently, and many wealthy families often use foreign entities for estate planning purposes. Opening an Offshore Company Offshore company formation is generally much easier as compared to onshore...

Aug 15, 2017

How to Accept Credit Card Payments If You’re Located Outside of the US

When asked how to accept credit card payments when being located outside of the US, many would tell you to use a PayPal account. If you have a Point of Sale (POS) terminal at your “brick and mortar” location, you’d be told to process payments through your POS terminal, using the “Print and Call” option where customers can call you...

Sep 22, 2016

Why Offshore Merchants Accounts Are Effective

Credit card processing plays an immense role in today’s world of eCommerce. Credit card payments are accepted by 99.99% of eCommerce gurus these days. Open an Offshore/International Merchant Account with EMB The majority of payment processors offer a variety of solutions and services, and different merchant accounts. Merchants can now apply either for a domestic merchant account, which is also...

Apr 26, 2016

The Panama Papers Reveal Offshore Accounts

The Panama Papers are considered the largest data leak in history. They reveal 11.5 million files and 2.6 terabytes of information from Mossack Fonseca’s database. This is the 4th biggest offshore law firm in the world. It was the German newspaper Süddeutsche Zeitung to obtain these records from an anonymous source. Then, they shared the information with the ICIJ (International...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat