Jun 13, 2017

Turn to EMB for Direct Response Marketing Merchant Accounts

  The Direct Marketing Association reports the market has been more agreeable in the past a few years for direct marketing companies. Direct marketing campaigns in all channels have accounted for over $1.7 trillion in annual sales through the US economy. If you are searching for efficient and secure solutions for direct marketing credit card processing, you should turn to...

Jun 08, 2017

Merchant Account Solutions for Multilevel Marketing Merchant (MLM)

In our modern days, it seems like the Internet is being used by everyone to promote their products or business. Multilevel Marketing Based on the recent statistics provided by Direct Selling Association (DSA) statistics, about 20 million Americans use multilevel marketing or MLM, which is also known as network marketing. 3.5 million of them live in the Northeastern US. DSA...

Dec 31, 2015

EMB #1 Choice for Internet Marketing Firm

Today’s shopper is showing a strong preference for shopping online. This means that businesses must ensure that their products are available on this crucial medium. Consumers spend an increasing amount of time on social media networks like Instagram, Twitter, and on Facebook. These networks are now built to easily accommodate the marketing needs of small businesses who want to understand...

Sep 30, 2015

Donald Trump Made Millions on Multilevel Marketing Firms

Donald Trump is coming under fire this week for supporting ACN Inc., a multilevel marketing firm that has been under investigation in three separate countries. Trump has not only supported ACN Inc. he also featured the company on “The Celebrity Apprentice” twice. The presidential candidate was paid over $450,000 a piece for the last 3 speeches he did for ACN....

Nov 26, 2014

Warren Buffett’s Not-So-Clear Stance on MLM’s

When MLM expert Bill Keep penned a letter to Warren Buffett about the differentiation of MLM companies and “pyramid schemes”, he wanted a reply. Of course, he has not gotten one. However, this conversation can make merchants weary about their own companies and ventures, as MLM’s and “pyramid schemes” sometimes mirror each other. While home sale companies are huge, they...

Oct 13, 2014

Process Solution Allowing A Greater MLM Merchant Account Customer Experience

It is important that just because of the type of business or previous credit problems you might have had, this shouldn’t hold you back from increasing the way your customers are able to pay and giving you greater opportunities to expand and grow the potential of your business. Finding an MLM merchant account, which works with you and your business...

Aug 12, 2014

MLMs (Multi-Level Marketing) Scam or Opportunity

MLM (Multi-Level Marketing) companies have made a resurgence in the last 10 years. When performing a simple online search for MLMs, you will probably be bombarded with words like “scam” and “pyramid scheme.” No doubt some bad MLMs may be little more than barely legal pyramid schemes, however there are some MLMs that are legitimate business opportunities that allow for...

Jul 28, 2014

How to Create Your MLM Company in 10 Foolproof Steps

MLM companies, or multi-level marketing, are hot business right now. Every business, regardless if they are start-up or generational-owned family businesses need marketing. While it seems like an easy thing to market, it can actually be tough to get together enough information and clout to start-u your MLM company. Below are ten foolproof steps to get your MLM dream off...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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