Apr 14, 2014

Airlines are Upping Their Investments in Mobile Payment Systems

Consumers are becoming more and more reliant on their Smartphones and the idea of mobile payments. The airlines have noticed, and plan to begin investing in mobile payment systems. Global airlines’ investment in self-service kiosk technology will decline over the next few years as a result. This is reflected in a recent Wordpay report that found 83 percent of airlines...

Apr 04, 2014

Smarter Security Means You Can Access Cash from Smartphone

Smartphone loves can rejoice: It will soon be possible to use your phone to access an ATM. ATM maker Diebold Inc. is testing a cash-dispensing-only ATM that relies on a mobile wallet to authenticate the consumer, eschewing a PIN pad and card reader. The ATM, now in test at the Diebold Federal Credit Union, which is unaffiliated with North Canton,...

Mar 27, 2014

The Ease of Mobile Payments

Do you remember the good ol’ days of shopping with a credit card? Those days when it took a long time to check out, and clerk had to verify your signature, and check your driver’s license. This does not happen much anymore; in fact, at some retailers if you have previously used your card they do not ask for your...

Mar 27, 2014

The Not-So-Clear Future of Mobile Payments

For a while there has been a bit of a battle between QR codes (those little codes that you can with your smartphone to tell you information) and NFC Chips. As with most things, eventually one will come out ahead, leaving the competitor in the dust. However, thanks to technological advances, the winner may not be as clear as once...

Mar 26, 2014

The Simple Yet Complex Future of Mobile Payment Systems

In the age of smartphones replacing everything from computers to cd players to cameras, it seems natural that it would be easy to make mobile payments from your smartphone. Not so much. There are many obstacles blocking the ease of making mobile payments for many consumers. However, it is possible that in the near future making a mobile payment will...

Feb 12, 2014

Fraud Found in Mobile App Marketplaces

As mobile phones and tablets become an increasing part of everyday life, mobile apps have begun to spring up in order to take care of consumer’s needs. Today, consumers can use their mobile devices to do everything from turning off the lights in their home, to changing the channel on their television. As the number of mobile apps and mobile...

Feb 06, 2014

Mobile & POS Retail Payment Processing

During the last few years, mobile credit card processing has quite simply become the lifeblood of many small businesses and service providers. It is clear that the rapid increase in all sorts of technology and the busy, hectic lifestyles of business owners has resulted equally in the success of mobile credit card processing. With the simple set-up of a mobile...

Dec 20, 2013

Mobile Payment Security: PCI Compliance and You, the Merchant

The mobile app world is reaching beyond time-wasters at work and fitness tracking apps for the healthy-minded individual. We at eMerchantBroker.com recognize the power of apps is now entering the world of commercial retail as consumers now have apps that enable them to make credit payments using their iPhones, tablets, and Androids. As a merchant, it’s vital to offer as...

Feb 28, 2012

Credit Card Processing for Android Phones

Do you need to accept credit cards on your Android phone? Looking for an Android phone swiper? Getting a merchant account for your Android phone is easy at eMerchantBroker.com. We have dozens of providers to choose from, all backed by our 100% satisfaction guarantee. At eMerchantBroker.com we have free credit card swipers and free credit card processing apps. Don’t be...

Feb 28, 2012

iPhone Merchant Accounts – FREE iPhone Credit Card Swiper

Are you looking for the least expensive option for accepting credit cards through your iPhone? At eMerchantBroker.com you can compare the rates and fees from various credit card processing companies, all with A+ ratings from the BBB and backed by our 100% satisfaction guarantee. Many of our providers offer a free credit card swiper that attaches to your iPhone. #1...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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