Mar 07, 2018

The Four 20th-Century Marketing Truths You Must Forget This Year

Don Draper had it easy. In the Mad Men era of television, radio, and print, media marketing was fairly simple. A company broadcasted out messages to as many people as possible, using the then new technologies of mass media. The greater the number of eyes and ears exposed, the more products sold. It wasn’t a perfect correlation, but it was...

Jun 13, 2017

Turn to EMB for Direct Response Marketing Merchant Accounts

  The Direct Marketing Association reports the market has been more agreeable in the past a few years for direct marketing companies. Direct marketing campaigns in all channels have accounted for over $1.7 trillion in annual sales through the US economy. If you are searching for efficient and secure solutions for direct marketing credit card processing, you should turn to...

Feb 29, 2016

Mobile Marketing Merchant Accounts Can Help Businesses Big and Small

Of all the techie newness to come in 2015, apps for nearly everything were leading the way. From cosmetic “try on” apps to banking apps, and even textbooks, mobile apps are making it possible to rely on your phone or tablet for nearly everything. If you have a good eye for marketing, and are looking to enter the field, this...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat