Nov 08, 2018

How ISOs Can Prepare for Cryptocurrency

While cryptocurrency is not a significant factor for an agent ISO yet, there is a lot of chatter going on in the industry about how cryptocurrency will alter the way the value of goods are exchanged. Even so, experts are saying that the traditional merchant services model will have the advantage and appeal of widespread acceptance. Cryptocurrency still has a...

Oct 22, 2018

ISOs Advised to Start Looking Beyond Profits

The independent sales organization (ISO) business has grown into a multimillion-dollar venture. But merchant-acquiring executives advised that it’s time for the sector to start seeing beyond profits. The managers sat in a roundtable branded “Payments Doing Good” at the Midwest Acquirers Association annual forum in Chicago. Team supervisor Mark Dunn, a co-founder and treasurer at MWAA, said the panel’s board...

Feb 19, 2018

Get Your Merchant Deals Approved And Closed

Independent Sales Organization (ISO) agent programs can help you earn more money and have the opportunity to offer standard and wireless terminals. With this type of program, you can get upfront bonuses of $1000 per merchant. What should you do to enjoy all these benefits? You just need to become an ISO agent with eMerchantBroker.com. Becoming an ISO Agent Today,...

Sep 25, 2017

How to Make 100k/year Selling Credit Card Processing

The general opinion is that selling credit card processing is lucrative. Well, that’s true, but the big question is:  How much money can you actually make out of this business? And there’s no straight answer to this quiz because often times your income depends on how hard you work.  It certainly leads to the next question; what’s the earning potential for selling...

Jul 17, 2017

When the Merchant Says “No” | The Agents Point of View

Outright rejection from a merchant is a common sales-agent experience. Getting through the initial rebuff to having a conversation with a merchant requires enough practice, skills, and preparation from the part of agents. According to the president of one of the companies in the field, you can stand out from the crowd by focusing on things no one is paying...

Apr 28, 2017

What Does ISO 20022 Mean For The Payments Industry?

International standards body ISO has introduced new specifications for mobile banking with the aim of promoting financial inclusion. The World Bank aims to have universal financial access by 2020. The new standards will play an important role in this concern. Given technology will be supported and implemented in the area of financial services, the standards will help refine and better...

May 26, 2015

Sketchy ISO Pays Up In Scam Dealings

As if ISO merchant account holders didn’t already have enough to worry about, CardFlex’s non-admission and settlement have added weight to the bad rep the industry gets. Two other companies were named in the same complaint, I Works and Phillips. In all, the FTC says I Works scammed consumers out of more than $275 million through deceptive trial memberships for...

Apr 25, 2014

Contract Details Make or Break ISO Agents

If you’re an agent in negotiations with an independent sales organization, the minute details of your contract is critical as that’s where the money is. If your understanding of the contract is minimal than you can expect your contract to provide you with minimal compensation. Sometimes it’s flat out batter to just hire a lawyer to help you navigate the...

Apr 25, 2014

Opportunities for ISO Agents Blossom in The Mobile Age

Top CEO’s at the Transact 14 trade show, including those from Wells Fargo, Bank of America, and Vantiv, see bright skies ahead for ISO agents. The introduction and use of cloud computing, smartphones, and electronic tablets creates opportunities for independent acquirers absent in previous years. Integration of Mobile Services and the Payment Industry Executives highlighted the integration of services through...

Apr 19, 2014

Industry Leaders: ISO Agents Key to Electronic Payment Future

Keynote speakers at Transact 14—the annual trade show for the Electronic Transactions Association—addressing the future of the industry highlighted ISO agents moving forward. The mobile revolution for payment processing underscores the achievements of the small and independent sellers. As point of sale and mobile commerce become increasingly dynamic, the role of ISO agents will only grow. Visa executive vice president...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat