Feb 15, 2017

A Look into the World of High-Risk Merchant Accounts

High-risk traders face many challenges, but acquiring a payment processing solution is arguably their biggest. That said, the number of companies offering high-risk merchant accounts is increasing every day. So, as a high-risk merchant, you now have more options than ever before. But what are options without information? For you to get the best out of merchant accounts, you need...

Jun 30, 2015

Top Things to Look For When Finding a High Volume Credit Card Processor

Every small business interested in survival must seek the assistance of a credible credit card processor. The search for a good processor can be difficult if a business owner does not know what to look for or the rules involved. The following are a few helpful tips for those seeking credit card processing that won’t break the bank. Credit Card...

Jun 11, 2015

What Can a High Volume Merchant Account Offer?

Are you unfamiliar with what a high volume merchant account is? And whether or not it is something that could prove useful to you? High volume processing involves what is also called “batch processing”. It is a type of credit card processing that occurs when a large quantity of credit card payments are processed at one time. This type of...

Apr 28, 2015

Facebook’s Messenger to Integrate P2P | High Volume Merchant Account

Facebook recently announced a new peer-to-peer (P2P) system that will operate on Facebook Messenger. In order to send or receive funds, users will have to load their debit card numbers onto the system. The company states that it is excited about this new service and that consumers should have confidence that the social site can function as a competent payment...

Mar 18, 2015

How Data Breaches Have Affected High Volume Businesses

Data breaches have hit all businesses hard, as well as processors. Many processors are changing the way they operate, as well as how much fraudulent activity they tolerate. While data breaches can happen with any business – even businesses with great security – they tend to happen more with businesses that have a high volume of transactions. This is why...

Feb 27, 2015

MasterCard’s Quarterly Profit up by 21% from Increased Transaction Volumes

MasterCard Inc. Quarterly Profit increased 21% in net income for 2014’s fourth quarter.  Aided by higher transaction volumes from U.S. and international sales, MasterCard reported  an $801 million profit versus $684 million a year before. With net revenues of $2.42 billion, adjusted for foreign-currency effects and excluding special items, from $2.13 billion at the end of 2013. Debit and Credit...

Jan 15, 2013

High Ticket & High Volume Merchant Accounts – Approved

Your Guide to High Ticket Merchant Accounts If your business regularly engages in big-ticket transactions – between $5,000 and $30,000, for example – you may find it difficult to lock in a reliable and reasonably priced high ticket merchant account. Most standard merchant account plans are not designed for high priced items, and as a result their percentage fees don’t...

Jul 20, 2012

High Volume Merchant Accounts made EASY

eMerchanBroker.com provides high volume merchant account services to hundreds of business owners across the world. If you process over 250,000 USD per month in credit card payments, then you need a high volume merchant account. Why eMerchantBroker.com for a high volume merchant account? Knowledge: We understand the needs of a high volume merchant. We also understand how hard it can...

Feb 29, 2012

High Volume Merchant Accounts – What is a Load Balancing Gateway?

High Volume Merchant Accounts: Protecting your Assets If you have an online business that does high volumes of $100,000 or more per month than we can help you protect your assets with multiple merchant accounts and a load balancing gateway. High volume merchants run the risk of having their funds held up by the processors while they undergo risk management....

Feb 29, 2012

High Volume Merchant Accounts – Getting Approved

High Volume Merchant Accounts: Getting Approved Do you need a high volume merchant account of $100,000 per month or more? Many merchant providers make you jump through hoops to get approved for volumes above $100,000 per month. At eMerchantBroker.com we specialize in providing custom solutions for high volume merchant accounts. We help manage fraud and reduce asset liability with load...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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