Mar 10, 2015

EMB Continues to Offer Payment Solutions for HCG Merchants

Human Chorionic Gonadotropin, commonly known as HCG, is a trendy weight loss supplement that merchants in the healthy living sector have been stocking for over a year. But, it’s been a nervous year. The Food and Drug Administration had yet to regulate or offer any definitive feedback on the supplement and the HCG diet plan. Merchants were forced to sweat...

Mar 02, 2015

HCG Merchants Take Note: You Now Have Processing Options!

It has never been as easy task to find a merchant account processor to deal with a HCG account. Either you have been totally unsuccessful, or you have found an account with terrible rates. Many times, your highly-feed processor ends up dropping your account. This has been the sad reality of HCG merchant accounts, up until now. Thankfully, there is...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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