May 06, 2020

How To Secure A Gun Merchant Account

Acquiring a gun merchant account equips you to take advantage of processing online sales. According to the National Shooting Sports Foundation, the firearms and ammunition industry was attributed to bringing in $52.09 billion in total economic activity in the US in 2018. The manufacture of firearms, ammunition, and supplies as well as the companies that are distributing and selling these...

May 06, 2020

Gun Friendly Credit Card Processors

Gun dealers face unique challenges and need gun friendly credit card processors to take payments. Although the selling of firearms is legal in the United States, both online and in person, gun dealers are finding it increasingly difficult to find gun friendly credit card processors. The reason for this is that the selling of firearms is considered a high risk...

Jan 15, 2019

Simple Steps to Getting a Gun Merchant Account

Despite moves by major retailers, like Walmart and Dick’s Sporting Goods, to tighten restrictions on gun sales, many smaller, independent firearm shops have not followed their leads. Deciding that these market leaders were using the platform as a publicity stunt following the mass shooting at a Parkland high school that left 17 dead, small gun shop owners opted to keep...

Oct 22, 2018

Get an Online Firearm Merchant Account in Gun-Soured Times

Some in the finance industry responded to a steady stream of mass shootings by putting harsher restrictions on merchants who sell guns. As gun-control advocates continue to apply greater pressure on banks and lenders to help them restrict gun sales, it could get even worse. Steps Banks and Lenders Have Taken For years, payment aggregators, PayPal, Square, Stripe, and digital...

Aug 15, 2018

Gun Control Debate: Can Credit Card Companies and Card-Issuing Banks Help Unite to help Curb Gun Sales?

U.S lawmakers have failed to hold the fort for American citizens—shootings have continued in different states, and Mr. Andrew Ross Sorkin, a New York Times columnist, thinks the credit card companies that handle the payments for firearms could help control gun sales? The business analyst suggested that it would be an excellent idea if finance industry masters, e.g., major credit...

Jun 29, 2018

Firearm Merchant Account for Gun Businesses

Are you a gun dealer? If yes, you should be well aware that you’re going to face significantly more challenges than other businesses. These challenges will become more vivid when you try to get approved for a firearm merchant account so to take credit cards for firearms. Challenges of the Firearm Industry The gun and ammunition manufacturing industry accounts for...

May 23, 2018

Online Firearm Merchant Accounts and Tips to Getting Approved

More than one-third of American households owned one or more firearms in 2016, according to Statista. The statistics further show that an estimated 83 privately-owned firearms are owned for every 100 people in the country. Despite some segments of the population clamoring about new gun control measures, the sale of firearms for hunting and personal defense weapons continues to remain...

May 15, 2018

The Ins and Outs of Getting a Gun Merchant Account

American manufacturers made about 11.5 million rifles, shotguns, rifles and pistols in 2016, according to the most recent numbers provided by the Bureau of Alcohol, Tobacco, and Firearms (ATF). That was double that number that were manufactured in 2009. Obviously, operating an online gun business can be a lucrative business, but it also comes with high stakes and great responsibility....

Apr 26, 2018

Gun Retailers Change Policies

The Gun-control reform has been a hot topic following the Parkland Florida shooting that killed 17 U.S citizens. And two weeks ago, some of America’s top Firearm retailers announced a few changes in their gun sales policies. This move drove firearm-control activists to call for amendments across the industry. A notable example is the Anti-Trump campaigns, famous as Grab Your...

Sep 22, 2017

Pro-Gun Bills that Have Recently Gone into Effect

The gun industry in the US has been under fire in recent years. The US firearm industry receives an estimated $11 trillion each year from guns and ammunition sales. On September 1, 2017, a number of pro-gun bills went into effect. US Firearm Industry During his speech at the National Rifle Association (NRA) Leadership Forum on April 28, 2017, Donald...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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