Feb 29, 2012

Merchant Account for E-Cig Stores – Guaranteed Approval

Merchant Accounts Approved for Online E-Cig Stores Electronic cigarettes have become a high risk business type for most merchant providers. Many reputable companies are having their accounts shut down. Credit card processing is an essential part of doing business for online retailers. Selling electronic cigarettes online does not break any laws, and many of these businesses do high volumes. At...

Feb 29, 2012

Merchant Account for Online eCigarette Store

Do you have an online eCigarette Store? Your business is classified as a high risk business type for many merchant providers. So finding a reputable company that will offer you a low rate can be difficult. Electronic cigarettes are becoming very popular and many online retailers are selling very high volumes. Historically there have been a high number of chargebacks...

Feb 12, 2012

Merchant Account for Electronic Cigarettes – E-Cig Credit Card Processing

eMerchantBroker.com specializes in high risk merchant accounts, and more specifically, electronic cigarette merchant accounts. We are very efficient at setting up merchant accounts for e-cig stores. We can have you processing credit cards in as little as 72 hours. Rates are expensive for e-cig stores, however at EMB we guarantee to have the best rate for both start up  and existing e-cig stores. We...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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