May 28, 2020

Vape and E-Cigarette Merchant Account:Your Key To Growth

Electronic cigarette merchant accounts allow you to process payments easily and securely. The worldwide e-cigarette and vape market is expected to reach $67.31 billion by the year 2027, according to Grand View Research, Inc. This is driven by the growing knowledge of the health risks of smoking. To counter this, those who wish to smoke are turning to less hazardous...

May 21, 2020

Merchant Account Services For Your Vape And eCig Business

Securing a reputable e-cig merchant account will better position you for financial success. According to a new study conducted by Grand View Research, Inc., the worldwide vape and e-cigarette market is expected to hit $67.31 billion by the year 2027. A growing number of consumers are becoming more informed about the benefits of smoking “ashless” and “smokeless” tobacco. The benefits...

Feb 17, 2020

E-Cigarette Merchants Must Comply With New FDA Policy

In January 2020, the U.S. Food and Drug Administration released a policy which focused enforcement against unauthorized flavored e-cigarette products that appeal to minors, including mint and fruit flavors. Under this new policy, any company that does not halt the manufacture, distribution, sale of this unauthorized flavored cartridge-based e-cigarettes within 30 days, will face FDA enforcement actions. HHS Secretary Alex...

Oct 24, 2019

Flavored E-cigarettes are Under Fire

While e-cigarettes are marketed as the cleaner alternative to traditional combustible cigarettes, very little is known about the associated long-term effects. Health officials are concerned about the variety of chemicals and metal particles that are inhaled as a part of smoking e-cigarettes, or vaping. And there seems to be a cause for concern. So far, over 1,000 lung injury cases...

Aug 16, 2018

How an E-cigarette Business Can Get a Merchant Account and Start Taking Credit Card Payments

Nothing can stand in the way of industry that’s now worth over $3.5 billion. The e-cigarette industry and is gaining popularity by the day, thanks to products like hookahs, e-juices, and vapes. And now it is possible for anyone looking to trade on any e-cig-related product to get an electronic cigarette merchant account and begin taking credit cards as soon...

Jul 31, 2018

E-cigarette Market Still a Potential Marketplace for Investors

Ask millennials what’s up, and they will tell you that vaping is the new hype almost everywhere. We all know that the e-cigarette industry is booming, we only need the figures to show the extent of this growth. The latest Report by Analytical Research Cognizance on the E-cigarette industry gives specific analysis for the changing market dynamics and a future...

Jul 27, 2018

Lawmakers Pressing FDA: Need an E-Cig Merchant Account?

A group of US Senators questioned some of the decisions taken by the FDA. According to them, the agency must reconsider its decision to delay a review of vaping products. Besides, they asked the FDA to explain other regulatory decisions in relation. To learn more about this and know how you can obtain an e-cig merchant account easily and affordably,...

Jul 23, 2018

Help Your Business Keep Up with Explosive E-Cig Market Growth

Do you own an e-cigarette business? If so, you can expect massive growth in the e-cigarette market in years to come. A new research report by P&S Market Research has revealed that the global e-cigarette market is forecasted to attain a value of $70 billion by 2023 – up from a market size of $15 billion in 2017. This same...

Jul 12, 2018

Find a Gateway for Electronic Cigarette Merchant Accounts

No matter what type of business you operate, if you want to accept credit and debit cards and electronic check payments online, you need a merchant account and a payment gateway. They are both important because merchant accounts are where funds are held before they are transferred to businesses’ bank accounts. A payment gateway is an online application or tool...

May 21, 2018

FDA’s Regulations for E-Cigs

Are you running an electronic cigarette business? Do you need to open an electronic cigarette merchant account? What to expect from FDA’s deeming regulations in the field? How can you obtain a reliable e-cig merchant account easily? Just read below and you’ll know. Electronic Cigarettes and Other Products: Get a Merchant Account The use of tobacco represents the single largest...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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