Mar 27, 2018

eBay Buying Terms

You can only enjoy the best seller experience on eBay if you understand some primary terms that you’ll regularly meet as you navigate the website. eBay merchant account holders can improve their selling skills by understanding the following words: Reserve price: The least price a seller can willingly accept for a product that’s up for auction.  It’s usually kept secret...

Aug 21, 2017

EMB Can Help You with eBay Merchant Account Processing

There are millions of items for sale on eBay, but the only way you can make payments is through PayPal. With PayPal, buyers can send money to sellers virtually, with no personal checking, debit card, or credit card numbers involved. PayPal is considered a safe, widely accepted, and seamless way to pay for items online. However, PayPal isn’t the best...

Jun 28, 2017

Interested in an PayPal eBay Merchant Account Alternative?

In 2015, PayPal and eBay turned into separate companies. According to eBay, both companies expected to drive benefits from the separation. As Neira Jones, UK payments expert notes, one of the strategic factors that played a significant role in the separation was the constant divergences about the future ambitions between the companies. PayPal was trying to become a regulated payment...

Mar 23, 2017

Interested In An eBay Merchant Account? Turn To EMB

In the 4th quarter of 2016, the Commerce Department reported that e-commerce had 14.3% year-over-year sales growth to make up $102.7 billion, with total retail sales representing 4.1% in the same period. E-commerce sales accounted for only 8.3% of total retail sales in the US alone. Using PayPal for eBay According to Datanyze, the leading technographics provider, PayPal plays a...

Dec 06, 2016

How an eBay Merchant Account Can Save You a Ton of Cash

Selling on eBay is great, but one of the biggest issues comes from accepting payments. While some of us can get away with using PayPal for a few purchases a year, others cannot. If you sell as a professional on eBay, you should consider an eBay merchant account – that doesn’t involve PayPal at all. While this sounds like a...

Nov 21, 2016

Credit Card Processing For Your eBay Store

Making credit cards payments for eBay stores is becoming more and more popular. No matter, you, as a seller, use your own merchant account credit card or take credit cards through a payment service, you must pay a fee. There are a few things to take into account before starting a store on eBay so to ensure better profits in...

Nov 21, 2016

Is PayPal The Only Option For eBay and Online Merchants?

PayPal is a strong payment system that many people across the globe rely on. Increasingly, more PayPal alternatives are appearing, enabling consumers to try a new way to pay. Different online payment service providers have different advantages. Some are cheaper or more reliable, others offer simplicity and flexibility. When it comes to eBay, PayPal has an immense presence in this...

Nov 10, 2016

Interested In Other Alternatives To Your Merchant Account With eBay?

An merchant account with eBay is designed for those who are looking to accept credit card payments from buyers and need funds sent directly to their merchant credit card account. Most people making purchases on eBay will claim they use PayPal to complete a transaction online. No matter, you’re using PayPal for your personal or professional purposes, it is...

Nov 09, 2016

Interested In A Merchant Account For eBay?

In 2015, PayPal and eBay turned into independent companies. According to eBay, both companies were going to benefit from the separation. PayPal and eBay People outside the eBay were sure the separation would be beneficial for both companies. They believed not much would change from the consumer or merchant perspective. Moreover, it was expected that independent operation would help eBay...

Oct 06, 2016

Your eBay Merchant Account Just Got Better

If you sell on eBay, you probably process all of your sales through PayPal. This isn’t an issue for the seller who sales a few times a year. For those who sell on a regular basis, PayPal could be the worst option you could have as a merchant account provider. While accepting payment via PayPal is easy, there are risks...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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