Sep 20, 2022

Global Payments Inc. to Offer BNPL and Cryptocurrency Services

Global Payments Inc., a leading digital payment solutions provider, announced that it will offer buy now, pay later (BNPL) and cryptocurrency services to its clients. This move comes as the company looks to stay ahead of the curve in the ever-changing world of payments. The company has long been a payment industry leader, and this move is just the latest...

Sep 19, 2022

How to Open a Merchant Account that Accepts Cryptocurrency

Open a Merchant Account that Accepts Cryptocurrency As cryptocurrency becomes more mainstream, more businesses are wishing to offer payments with cryptocurrency as an option within their shopping cart.  If you’re a retailer accepting payments through your website, it’s time to consider accepting payments with cryptocurrency.   What is a Merchant Account Merchant accounts are accounts that allow businesses to accept credit...

Jul 25, 2022

Cryptocurrency vs Fiat: A Comprehensive Guide

As cryptocurrency continues to make waves across the financial industry, some wonder what is to become of traditional or fiat currency. Cryptocurrency adoption continues to grow on a worldwide scale, as more investors, entrepreneurs, consumers, and even regulators begin to accept it and use it as payment.  There have been some challenges with fiat currency when it comes to global...

Jul 21, 2022

Cryptocurrency Merchant Services Help Process Crypto Payments

It is safe to say that cryptocurrencies are no longer a fad. It has only exploded in popularity in just the last decade. As more users are using crypto to make their payments, businesses would do well to adopt cryptocurrency as another payment method. Not only will you draw forward-thinking customers, tapping into a new niche, but your customer base...

Jul 19, 2022

How To Get High-Risk Merchant Account Services For Crypto

Cryptocurrency and blockchain technology has been receiving much attention for almost a decade. Where Bitcoin proponents were once only a tiny fraction of the population, now the conversation has spread to investors and banking experts. Although banking giant Chase and multinational investment bank Goldman Sachs have been pretty vocal in their criticism of Bitcoin, the threat of the revolution of...

Jul 11, 2022

Cryptocurrency Payment Processors Facilitate Crypto Payments

Is cryptocurrency just another passing trend that will soon be forgotten?  If you look at the overall payment landscape, it looks like cryptocurrency use is actually here to stay. Major companies such as Shopify, Facebook, and PayPal are already accepting crypto as a form of payment.  But why all the hoopla and why should businesses take notice and consider accepting...

May 09, 2022

Crypto Offers An Alternative To Traditional Payment Processing

Merchants that have been watching payment trends know that the world of e-Commerce, as they know it, is evolving rapidly. As the popularity of online shopping continues to soar, especially post-pandemic, there is no doubt that customers want a more seamless, digital payment experience.  It was estimated that, in August 2021, there were well over 70 million blockchain wallet holders....

Apr 21, 2022

Opening A Bitcoin Merchant Account

According to Gemini, a cryptocurrency exchange, close to 21 million Americans (roughly 14%) actually own cryptocurrency. Also, new findings from The Ascent’s research revealed that more than 50 million Americans, who have never owned cryptocurrency before, are planning to do so this year.  Although a fairly wide knowledge gap exists for most Americans when it comes to cryptocurrency, it is...

Apr 01, 2022

Offshore High-Risk Merchant Account Transaction Volumes

When considering an offshore merchant account, there are a few factors to evaluate. There are also certain features that must be included to offer your services.  Before diving too deep into research, it goes without saying that you must seek a provider that at least offers first-rate customer service and exceptional value compared to other competitors. Why Do You Need...

Oct 25, 2021

Crypto Exchanges Face Stringent Regulations

Cryptocurrency has been lauded for its many innovative benefits: its confidentiality, security, and flexibility. Unfortunately, things may have taken a turn for the worse as this digital currency faced one of its biggest challenges. A total of $300 million was embezzled from cryptocurrency accounts in 2020. Most of these scams were made up of phone number hijacking, fake crypto exchanges,...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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