Oct 19, 2020

How To Accept Cryptocurrency Payments

Worldwide interest and use in cryptocurrency can no longer be ignored. As adoption rates continue to rise, it is only natural for businesses to begin taking notice. It all began with the introduction of Bitcoin, the first cryptocurrency created and launched back in 2009 by Satoshi Nakamoto. It is estimated that the value of Bitcoin in 2017 had reached $180...

Oct 12, 2020

Agent Based Cryptocurrency Payments

It is no mystery that the use of cryptocurrency is gaining massive ground worldwide.  For those who are still unfamiliar, cryptocurrency is a “digital asset” that, with the use of cryptography, can be used to perform transactions securely, as well as regulate the creation of new coins.  Benefits Of Accepting Cryptocurrency For Your Business By December 2019, it has been...

Sep 14, 2020

How to Accept Cryptocurrency in Your eCommerce Store | Cryptocurrency Payments

There is no shortage of news showcasing the rising popularity and use of cryptocurrency. Impacting the way we do business, the use of digital wallets is offering a more convenient, instantaneous way to make payments.  Why Accept Cryptocurrency In Your E-Commerce Store? Although many businesses are still leery of using cryptocurrencies, due to its speculative and volatile nature, it is...

Aug 24, 2020

5 Major Benefits of Accepting Payment in Cryptocurrencies for Your Business

Crypto is growing stronger and more popular than you imagine, especially if you’ve long been caught up in other staple avenues like credit cards and eChecks. As security becomes a growing pain among customers, many would rather buy items online using crypto instead of the traditional debit and credit cards. Cryptocurrency payments offer clients the total privacy they require when...

Jul 29, 2020

Misconceptions Of Accepting Crypto Versus Fiat

Back in 2009, Bitcoin was introduced as a radically new “financial system” that was intended to take the place of the current fiat currency system. There are some crypto aficionados that would like to see the fiat currency system switched over to crypto. On the other hand, many economists argue that fiat can never be replaced by cryptocurrency.  When it...

Apr 14, 2020

Dutch Authorities Make Arrests in Crypto Money-Laundering Allegations

Thursday, 20 February, marked a significant milestone in FIOD’s investigations that caught fire last May (2019). The Joint Chiefs of Global Tax Enforcement, also known as J5, went public with the announcement of the first step to success in a money-laundering scandal involving a crypto firm known as Bestmixer.io. J5 said FIOD or the Fiscal Intelligence & investigation Services of...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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