Feb 06, 2014

15 Credit Card Processing Terms To Get Familiar With

  Practically all businesses out there provide services for their consumers to make purchases with a credit or debit card. If you, as a merchant, already provide a credit card processing service or are in the process of setting this up, it is vital that you become familiar with the credit card processing terms below. After all, if you’re going...

Jan 27, 2014

Credit Cards Cease Processing of Controversial Sites

The major processors of credit cards such as American Express, Visa and MasterCard announced that they will stop processing all of the payments that are made via mug shot sites. People are now currently being charged a fee in order to remove photos from the Internet. Many critics of the strategy pinpoint that the model is considered a form of...

Jan 07, 2014

Credit/Debit Payments Rise; Check Usage Falls

The 2013 edition of the Federal Reserve Bank Services’ Payment Study confirms that credit card payments are continuing to rise while checks continue to plummet. Over the last 10 years the study, conducted every three years, shows that the usage of checks has decreased by over 50% from what its prior rates. Meanwhile, credit card usage continues to rise as...

May 18, 2012

Cuentas Mercantiles con Mal Crédito – Aprobaciones Rápidas

En la economía de estos días, hay muchos propietarios de negocios que tienen el crédito menos que perfecto. Puede que se hayan sobre extendido con el uso de crédito para mantener su negocio a flote o han tenido problemas hipotecarios. En algunos casos, la quiebra de bancarrota puede haber sido la mejor solución para algunos propietarios de negocios. Obteniendo una...

Feb 29, 2012

Merchant Accounts that offer 24 Hour Funding

What Merchant Account Providers offer Next Day Funding? Are you looking for merchant account providers that offer 24 funding? Do you want instant availability to your credit card processing transactions? Getting you money fast can be a big help with cash flow. Many merchants don’t understand why all providers don’t offer next day funding. Why don’t all credit card processing...

Feb 29, 2012

Merchant Accounts that Offer Next Day Funding

Merchant Accounts with 24 Hour Funding Do you need a merchant account that offers 24 hour funding? Do you need your money available in your bank account on weekends? We know that many merchants can’t wait 48-72 hours for funds to hit their bank accounts. Add the weekend on and that can be a whole week before a merchant sees...

Feb 29, 2012

How to Get a Free Online Merchant Account

Getting a Free Online Merchant Account Are you looking for a free online merchant account? Do you process only a few transactions per month and you want a free merchant account solution? eMerchantBroker.com has many providers in out network that offer a free online merchant account with no monthly fees. You will still pay for the transaction fees when your...

Feb 29, 2012

Merchant Account Comparisons: eMerchantBroker.com

eMerchantBroker.com allows you to easily compare the rates and fees from multiple credit card processing providers in one place. Shop with confidence because any merchant account you choose is backed by a 100% satisfaction guarantee and you’ll never pay a cancellation fee at eMerchantBroker.com We are registered agents with all the top credit card processing companies in the country including...

Feb 28, 2012

Who Offers the Lowest Merchant Services Rate?

Are you looking for the lowest merchant services rate? Finding the lowest rate merchant account is easy when you shop at eMerchantBroker.com. We know that not every credit card processing company is right for every business. At eMerchantBroker.com you can compare the rates and offers from dozens of credit card processing providers. All of the credit card processing companies in...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.