Feb 13, 2018

Merchant Account Services for Contractors

Are you working as a contractor and need a reliable and affordable payment processing option? You should look for an expert payment processing company that can get you a secure and low-cost merchant account for contractors easily. This article will tell you how you can get approved for this type of merchant account without challenges. Choosing the Right Merchant Account...

Feb 07, 2018

Roofing Merchant Account | Affordable Payment Processing Services

Being able to offer credit card processing to clients is a matter of convenience for roofing contractors and companies. The high average cost of roofing jobs makes it incredibly important for these companies to be able to offer a variety of payment options. Any business that intends to accept credit or debit card payments from customers must have a valid,...

Jan 30, 2018

Flooring Merchant Account | Secure Payment Processing for Flooring Sales

Flooring retailers and installers are just one of the many business types that struggle to secure vital credit card processing services. Without these merchant services, it is impossible for these businesses to offer safe processing online, in-store, or wireless terminals for on-site work. Why are these services often hard to obtain? Flooring merchants are just one of the many business...

Jan 30, 2018

Merchant Account Solutions For Plumbers

Plumbers or plumbing contractors understand how important it is to keep things flowing smoothly. Do you need a plumbing merchant account to start and grow your business? To keep your money coming in reliably and affordably, it’s critical to turn to a respectable payment processor to open a merchant account for payment processing. Read below to get to know how...

Jul 25, 2013

Construction Company Owners Need To Stop Lending Money

Contractors Are Not Bankers – Too many contractors suffer cash flow shortages because they get trapped into financing their customer’s construction projects.  Why use your cash, line of credit and supplier accounts to provide labor, material, subcontractors and rental equipment when you can offer your customers instant financing by accepting credit cards? Accepting All Credit And Debit – Cards is...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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