Oct 27, 2017

10 Most Popular Q&A About Electronic Checks

As of 2017, eChecks are an established online payment method that enjoys high popularity all over the world. Virtually all major payment gateways offer eCheck payment options together with various other payment services. As of 2017, paying by eCheck is still among the most secure and affordable methods of making a payment directly from your bank account to another party,...

Sep 12, 2017

How eChecks can Boost Your Adult Merchant Business

Adult Companies offer echecks to boost up revenue, attract new sales and reduce the cost of processing payments. Echecks can be used as a supplementary payment method and are often more affordable in terms of processing payments. What’s more, they help increase sales in adult merchant accounts by 8-20% from customers who lack credit cards or just prefer to pay...

Aug 18, 2017

What You Need to Know About eCheck Processing and iChecks

The e-commerce market is developing with rapid advances. The advances in online payment processing and electronic payment technology have made the e-commerce evolve rapidly, thus increasing the willingness of almost all merchants to start accepting credit cards online. According to BI Intelligence, it’s expected US consumers would spend $632 billion in 2020. eChecks, ACH, and EFT When it comes to...

Jun 23, 2017

eCheck Processing for Head Shops

  Merchants interested in electronic payment processing for their online smoke shop or head shop should find a reliable payment processor to turn to. It can be intimidating to set up a head shop merchant account because of the risks associated with underage tobacco purchase and public health issues. Consider applying to emerchantbroker.com, the #1 high risk processor in the...

Feb 17, 2017

How Electronic Check Payment Processing Works

If you have been running a business for a while, the chances are high that a customer has requested to make payment using an eCheck. However confusing merchants find this method, they often choose to let their payment processors handle the technicalities. And when disputes later arise, the trader is left with little to do, other than concede to the...

Oct 26, 2016

eCheck Processing for Head Shops

The modern business must provide a variety of payment processing options for their clients. One new and popular payment processing option is electronic check payment processing. e-Checks are a hassle free option that simplify check cashing and speed up the payment process, ensuring that your business gets paid quicker. Before signing with a payment processor, businesses should know what type...

Jun 21, 2016

How Electronic Check Processing Can Save Your Business Time and Money

Electronic check processing allows your business to convert paper checks received from customers into an electronic transfer (e-check). The funds are then taken from that customer’s account and moved into your business’ account. This transfer, which takes place via the Federal Reserve Bank’s Automated Clearing House (ACH) system, offers merchants a faster, hassle-free and less-expensive option. How eCheck Processing Works...

Apr 20, 2016

The Benefits Of Electronic Check Payment Processing

Modern technology enables people to enjoy fast and easy payment transactions all around the globe. Huge advances in the world of payment technology have turned paper checks into electronic transfers (debit), which are also known as electronic checks or eChecks. Electronic check processing is an essential part of any modern business. Modern eCheck Payment Processing. How Does It Work? eCheck...

Mar 30, 2016

EMB #1 in Electronic Check Processing

Credit card fraud may be a thing of the past thanks to Photo Safe Check Deposit. The Photo Safe Check technology incorporates security features that can only be read with mobile deposit software from Mitek Systems Inc. Mitek, a San Diego based company, holds a variety of patents for mobile imaging technologies. Mitek’s mobile imaging technology is used in over...

Mar 24, 2016

Why Your Business Needs Electronic Checks

If you are starting a new business, having diverse payment processing options is crucial to recruiting and maintaining clients. One vital payment processing option that you must provide is electronic check payment processing. This new technology is hassle free, simplifies check cashing and ensures that your business gets paid quicker. Before signing with a payment processor, make sure that they...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat