Jun 29, 2018

Start Accepting Same Day eChecks

Are you interested in Same Day eChecks? What are these? How do they work? How can you get the necessary payment processing solutions for your business fast and easily? Just read below and you’ll get a better idea. eChecks and Their Features eChecks can be described as the electronic versions of a traditional paper check. eChecks help you withdraw money...

Jun 26, 2018

eCheck Solutions for Any Business

The payments ecosystem goes on shifting all over the world. Cash and checks are shifting towards credit cards, debit cards, and wallets. Are you ready for the changes? What should you know about eCheck solutions for your business? Just read below and you’ll know. What Is eCheck Processing? Electronic check processing is associated with converting a paper check received from...

Feb 16, 2018

Electronic Check Processing Solutions

As more consumers choose to shop without cash, merchants have to use whatever payment solutions that are available to them to meet their customers preferences. Credit cards and digital wallets are great ways for customers to pay, but also there are many advantages to electronic check processing. In addition to cost savings, accepting electronic checks is safe, secure, and convenient....

Oct 27, 2017

10 Most Popular Q&A About Electronic Checks

As of 2017, eChecks are an established online payment method that enjoys high popularity all over the world. Virtually all major payment gateways offer eCheck payment options together with various other payment services. As of 2017, paying by eCheck is still among the most secure and affordable methods of making a payment directly from your bank account to another party,...

Sep 12, 2017

How eChecks can Boost Your Adult Merchant Business

Adult Companies offer echecks to boost up revenue, attract new sales and reduce the cost of processing payments. Echecks can be used as a supplementary payment method and are often more affordable in terms of processing payments. What’s more, they help increase sales in adult merchant accounts by 8-20% from customers who lack credit cards or just prefer to pay...

Aug 18, 2017

What You Need to Know About eCheck Processing and iChecks

The e-commerce market is developing with rapid advances. The advances in online payment processing and electronic payment technology have made the e-commerce evolve rapidly, thus increasing the willingness of almost all merchants to start accepting credit cards online. According to BI Intelligence, it’s expected US consumers would spend $632 billion in 2020. eChecks, ACH, and EFT When it comes to...

Jun 23, 2017

eCheck Processing for Head Shops

  Merchants interested in electronic payment processing for their online smoke shop or head shop should find a reliable payment processor to turn to. It can be intimidating to set up a head shop merchant account because of the risks associated with underage tobacco purchase and public health issues. Consider applying to emerchantbroker.com, the #1 high risk processor in the...

Feb 17, 2017

How Electronic Check Payment Processing Works

If you have been running a business for a while, the chances are high that a customer has requested to make payment using an eCheck. However confusing merchants find this method, they often choose to let their payment processors handle the technicalities. And when disputes later arise, the trader is left with little to do, other than concede to the...

Oct 26, 2016

eCheck Processing for Head Shops

The modern business must provide a variety of payment processing options for their clients. One new and popular payment processing option is electronic check payment processing. e-Checks are a hassle free option that simplify check cashing and speed up the payment process, ensuring that your business gets paid quicker. Before signing with a payment processor, businesses should know what type...

Jun 21, 2016

How Electronic Check Processing Can Save Your Business Time and Money

Electronic check processing allows your business to convert paper checks received from customers into an electronic transfer (e-check). The funds are then taken from that customer’s account and moved into your business’ account. This transfer, which takes place via the Federal Reserve Bank’s Automated Clearing House (ACH) system, offers merchants a faster, hassle-free and less-expensive option. How eCheck Processing Works...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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