Jan 22, 2019

eCheck Processing: What’s “Payments Clearing?”

What’s involved with the process of payments clearing? How long does it take for payments to get cleared? What about eCheck processing? Is this the right payment processing solution for you? Just move forward to get answers to these questions. Online Payments: eCheck Processing It’s no surprise that cash is becoming less widespread for paying for goods and services today....

Jan 15, 2019

Learn if Check By Phone Services Is Right for Your Business

Merchant service providers allow businesses to accept checks by phone, as another convenient payment option to offer their customers. To get started, all you need to take advantage of these services is a merchant account. Find out if check by phone services are right for your business. Understanding Check by Phone Services Taking a check by phone works very similar...

Jan 08, 2019

Are eChecks Safe for Business?

Fraud and cyberattacks threaten anyone involved in the payments industry. Major data breaches alarm credit cardholders and leave businesses cleaning up devastating messes. Despite these issues, customers still want a way quick way to pay that does not require cash. In addition to accepting credit card payments, offer your customers the option of paying via eChecks. But, are eChecks safe...

Dec 28, 2018

eCheck Payment Processing Can Help Your Business Collect Payments On Time

eChecks are regarded as the “next generation” payment method in the US. They boast a widespread use by businesses making payments online. Are interested in collecting eCheck payments from your customers? What’s important to know about eCheck payment processing? This article is here to help you with this. eCheck Payment Processing It was the year 1930 when Albert Haddock received...

Dec 26, 2018

Are Electronic Check Payment Services Right For You?

Are you a merchant looking for a way to collect eCheck payments from your customers? Do you want to know more about eChecks? Don’t worry! This article is here to help you with electronic check payment and the best processor for this. Electronic Check Payment: What It Is? It wasn’t long ago when people wrote personal checks, the recipient delivered...

Jun 29, 2018

Start Accepting Same Day eChecks

Are you interested in Same Day eChecks? What are these? How do they work? How can you get the necessary payment processing solutions for your business fast and easily? Just read below and you’ll get a better idea. eChecks and Their Features eChecks can be described as the electronic versions of a traditional paper check. eChecks help you withdraw money...

Jun 26, 2018

eCheck Solutions for Any Business

The payments ecosystem goes on shifting all over the world. Cash and checks are shifting towards credit cards, debit cards, and wallets. Are you ready for the changes? What should you know about eCheck solutions for your business? Just read below and you’ll know. What Is eCheck Processing? Electronic check processing is associated with converting a paper check received from...

Feb 16, 2018

Electronic Check Processing Solutions

As more consumers choose to shop without cash, merchants have to use whatever payment solutions that are available to them to meet their customers preferences. Credit cards and digital wallets are great ways for customers to pay, but also there are many advantages to electronic check processing. In addition to cost savings, accepting electronic checks is safe, secure, and convenient....

Oct 27, 2017

10 Most Popular Q&A About Electronic Checks

As of 2017, eChecks are an established online payment method that enjoys high popularity all over the world. Virtually all major payment gateways offer eCheck payment options together with various other payment services. As of 2017, paying by eCheck is still among the most secure and affordable methods of making a payment directly from your bank account to another party,...

Sep 12, 2017

How eChecks can Boost Your Adult Merchant Business

Adult Companies offer echecks to boost up revenue, attract new sales and reduce the cost of processing payments. Echecks can be used as a supplementary payment method and are often more affordable in terms of processing payments. What’s more, they help increase sales in adult merchant accounts by 8-20% from customers who lack credit cards or just prefer to pay...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat