Feb 22, 2019

New Law Legalizes Hemp and Aims to Prevent Organic Fraud

After the U.S. adopted a law that aims to revive the agricultural industry by legalizing hemp and preventing organic fraud, authorities announced the largest fraud scheme to rock the organic farming sector. Recently, federal prosecutors announced that Missouri farmer and businessman, Randy Constant, was arrested for ripping off customers nationwide by falsely promoting more than $140 million worth of corn,...

Feb 14, 2019

Legalized Cannabis: Get a CBD Merchant Account

The number of states choosing to legalize marijuana is growing. After marijuana became legalized in certain places, scientists started studying the advantages and disadvantages brought about by this plant. So, if you’re interested in the effects of the drug and want to find the best CBD merchant account, just keep on reading this article. The Effects of Weed As you...

Feb 13, 2019

Legal Hemp Spells Victory for Lawmakers and CBD Oil Sellers

The adoption of a law, commonly known as the farm bill, in December 2018 legalized domestic industrial hemp, gave a much need boost to those in the struggling agriculture industry, and gave a generous hoist to Senate Majority Leader Mitch McConnell’s 2020 re-election campaign. Prior to the new law, McConnell, who proudly touts himself as a politician not a public...

Jan 11, 2019

FDA Will Work to Permit the Legal Marketing of CBD and Hemp Products

The federal agency authorized to ensure the safety and efficacy of the nation’s drugs, medical devices, and food supply plans to take steps to give some hemp products a thumbs up following the recent adoption of the 2018 farm bill. The new law, which was signed in December 2018, designated hemp as an agricultural crop, essentially legalizing CBD oil and...

Jan 03, 2019

New Farm Bill Legalizes Hemp and CBD Oil

Legalized Hemp and CBD Oil Triggers Surge in Processing The newly-adopted law, most commonly referred to as the 2018 Farm Bill, legalizes hemp, which will likely encourage more businesses that sell CBD oil and other hemp products to seek payment processing and merchant account services. Understanding the Farm Bill Until the adoption of this law in December 2018, federal law...

Oct 22, 2018

Payment Processing for Businesses That Sell CBD Oil

The cannabidiol (CBD) market is projected to grow by 700 percent by 2020, and a report by market intelligence firm, Hemp Business Journal, anticipates the market will rise to $2.1 billion by 2020. Studies show that CBD oil has many therapeutic benefits, including antioxidant and neuroprotective properties. CBD contains no tetrahydrocannabinol (THC), so it doesn’t have the same psychoactive effects...

Jan 26, 2018

Easy As 1-2-3 – Getting a CBD Oil Merchant Account from EMB

Cannabidiol, or better known as CBD oil, can offer relief to people suffering with long-term conditions, such as seizures and chronic pain. Despite its medical benefits, any business that tries to take on selling CBD oil is up for a challenge. Most of the problems start with confusing laws, individual states and the federal government’s interpretations of laws, and misinformation...

Oct 27, 2017

How to Get a CBD Merchant Account

Cannabidiol, abbreviated as CBD, is one of at least 113 active cannabinoids identified in cannabis. CBD or cannabidiol is a compound in marijuana that offers many benefits without any high. Health experts are describing the benefits of cannabidiol as extraordinary. It’s a promising treatment for epilepsy, forms of cancer and depression, and more. The fact that CBD is manufactured from...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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