Sep 17, 2018

Business Financing Growth Strategy: Business Advance Funding

Achieving growth requires serious investments of time and finances. To grow, you should plan your business throughout its existence. What your business financing growth strategy should be like? How can you get business advance funding without challenges? The answers to these questions are below. Just keep on reading! Growth Strategy for Your Business A growth strategy is more than just...

Jun 19, 2018

What’s the Best Financing Solution for Your Business?

Interested in how you can determine the best financing program for your business? What are the main factors to concentrate on when applying for business funding, including consumer financing solutions? Just keep on reading this article and you’ll know. Business Funding: Consumer Financing Solutions Both large and small business may need funding for this or that reason. If you’re a...

Aug 22, 2017

How to Avoid 4 Planning-Stage Mistakes that Can Kill Your Bottom Line

E-commerce boasts 23% year-over-year growth. According to eMarketer, the leading research firm for marketing in a digital world, online sales are projected to account for more than $4 trillion by 2020. Global online retail sales are estimated to make up 8.8% of total retail spending in 2018; this number was 7.4% in 2016. With this in mind, it’s critical to...

Mar 27, 2017

How Your Personal Credit Affects Your Business Credit

If you’re looking for business financing, you might be interested whether your personal credit affects your business credit. The good news is that bad credit doesn’t mean the end of the world: you can still qualify for a business loan with poor credit. The Importance of Credit Scores If you’ve decided to turn to a traditional bank or financial institution,...

Mar 06, 2017

How Alternative Funding Can Increase Your Business Profits

Since their inception, merchant cash advances have been considered the best option for business owners to gain quick funding when needed. They are easy to apply for and don’t demand too much information. Moreover, leading players such as eMerchantBroker offer fast approvals, with cash deposited within only a few days. That said, smart merchants have come to the realization that...

Mar 06, 2017

Reasons Why an Investor Would Want Nothing To Do With Your Start-Up

As a new entrepreneur, getting the necessary funding for your young business is likely one of the concerns keeping you up at night. What do you do when your savings are not enough and applying for a loan is not a viable option? Well, you could try wooing an investor. Investors are a good solution to a startup’s funding problems...

May 23, 2016

Don’t Let Bad Credit Keep You From Starting a Business

Have you got a perfect idea for starting your small business but you have a problem? No worries. It doesn’t matter whether you lack finances or potential investors or you have a bad credit history, there is still a chance not to lose the promising market opportunity you have found. Bad Credit Is Not the End of the World Even...

May 18, 2016

Avoid Default with EMB Small Business Funding

Whether it’s due to the economy, miscalculations, sudden hardships, or a variety of other issues, some businesses find themselves struggling to repay debts. The prospect of defaulting on your business loan can be terrifying, but there is hope. Check out a few of these strategies that you can try to save the business you’ve worked so hard to build. What...

Apr 14, 2016

ACH For Payday Loan Merchants

Leading providers of technology-enabled payment processing services regularly deliver information on modern payment technologies. These companies’ blogs feature articles about ACH processing where you can find answers to your questions and valuable recommendations concerning your business. What Is ACH Processing? Automated Clearing House (ACH) is a nationwide electronic network. It enables businesses to send and receive financial payments. ACH is...

Feb 29, 2016

6 Creative Ways to Secure Business Funding

It has been some time since banks have been in the generous “give a loan to a small business with no collateral” mood. In fact, the majority of banks stopped feeling this way back in 2007. Since then, small businesses have struggled to find the business funding they need to hit the ground running. Believe it or not, a loan...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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