Apr 17, 2018

8 Reasons to Use a Mobile App for Your Beauty Salon

Approximately $3,756 is spent by women annually for enhancing their appearance with products and a day at the salon. Even so, one of the biggest challenges for businesses in this industry is customer retention. The solution? Many are turning to apps to produce happy, loyal customers. Were you aware that apps contribute more than $40 billion to the beauty industry?...

Jan 19, 2018

Payment Services for Your Online Beauty Supply Shop

Are you starting an online beauty supply store or you already own one? This is a growing industry and is expected to further grow. The US cosmetic and beauty supply stores industry is expected to account for $19.509 million by 2024. Beauty Supply Industry in the US Skincare, hair care, makeup, perfumes, toiletries, and deodorants, and oral cosmetics represent the...

Jan 19, 2018

Payment Processing for Your Salon

Total US salon services and salon retail sales increased by 3% to $62 billion. There’re about 270.000 salons and barbershops in the US using and selling salon hair care products. Are you planning to open a salon or you already own one? This article will tell you about the US salon industry and how you can get a salon merchant...

Dec 29, 2017

Merchant Account for Your Wig and Hair Extension Shop

In the US, the hair wig and extension industry represents a multi-billion dollar business. In the US alone, the industry generated $192 million in 2016. No single company dominates the sales or manufacture or distribution in the field. Are you interested in payment processing for your wig and extension business? This article tells you about the wig and extension industry...

Aug 14, 2017

Trial Offer Merchants for Skin Care Industry Who Need a Merchant Account

Merchant accounts are needed for nearly every type of business. Unless you are a 100% cash business, you need one of these accounts. Due to the overwhelming number of businesses who utilize merchant account processing services, it seems like it would be easy to find an account. For some it is, but for the majority of business owners in the...

Jun 05, 2017

EMB Can Get You A Reliable And Low-Cost Skin Care Product Merchant Account

Global value sales are projected to account for more than US $131 billion in 2019, and skin care will go on serving as beauty’s largest category counting for about US $20.1 billion to its value from 2014 to 2019. Emerging markets in Asia Pacific including China which will represent almost 60% of skin care’s absolute value growth by 2019 will...

May 10, 2017

Modern Cosmetic Companies And The Change They’re Making

As a rule, economic hard times don’t affect the beauty industry severely. Even though consumers start being more price conscious during those times, they still tend to spend money on beauty products and procedures. In today’s environment of rising per capita incomes, the beauty business is flourishing. Beauty Industry In 2015, the industry accounted for $56.2 billion in the US....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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