Feb 16, 2016

Views on Dating Sites’ Bots | Adult Dating Merchant Account

The technology analyst firm Are You a Human states bots generate 59% of all online traffic. Satnam Narang, Symantec’s senior response manager, notes that bots count for the majority of matches. Ashley Madison’s Case Ashley Madison, a popular online dating service site, isn’t the only one that has fake profiles. This is according to the industry’s largest trade show, iDate’s...

Jan 26, 2016

Credit Card Processing for the Adult Website | Adult Merchant Account

I can’t find anyone willing to offer me a merchant account and process credit cards for my adult website! Are you struggling to find a provider willing to work with you and provide the services your business needs to accept debit and credit cards? The problem for businesses in the adult industry is the categorization of being “high risk”. In...

Jan 20, 2016

Dating Predicted to be Fully Digital by 2040

According to a study by masters students of the Imperial Collage of London – commissioned by eHarmony – dating could be done completely online by 2040. This means that 70 percent of couples seeking a relationship will be meeting and interacting online by 2040. Continued advances in emerging technologies will only make this easier. The study predicts that, in 25...

Jan 13, 2016

THE BUSIEST TIME OF YEAR FOR ONLINE DATING MERCHANTS

Holidays are the busiest time of year for online dating businesses. Online dating industry gets more than $1 billion revenue during this period. What Is Expected In The Online Dating Industry? As dating app Zoosk expects, the number of users will grow by 20% during the first 2 weeks after the New Year. Since the holidays, eHarmony witnessed a 21%...

Dec 29, 2015

Spike in CNP Fraud Bad News for Online Dating Sites

According to ACI Worldwide, the online fraud attempts rose 30% from 2014 to 2015. This spike was expected by analysts who referenced trends seen in Canada. When Canada migrated to EMV between 2008 and 2015, CNP fraud increased by 133% at the same time. ACI Worldwide shows that from January-to-July, fraud attempts in America went from 1 out of every...

Nov 18, 2015

Adult Dating Websites and The Payment Issues They Face

The majority of online merchants have suffered payment issues at some time during their existence. From EMV card changes to straight-out fraudulent charges, online merchants have a tough time with their payment processors. However, while all online merchants suffer this from time to time, adult dating merchants tend to have a tougher time. While these websites are popular, they have...

Nov 09, 2015

Top Tips to Boost Online Dating Website Rankings

There are 124.6 million singles in the United States searching for love on the internet, and the numbers keep growing. Last year, singles spent over $82 billion on dating websites. A Pew report showed that one-fourth of Americans between the ages of 25 and 34, called themselves “online daters.” As the online dating market continues to blossom, innovative entrepreneurs have...

Sep 21, 2015

7 Tips to Receive More Traffic to your Dating Site

Dating websites have become big business in the recent past. More and more people are taking to online dating platforms to meet their partners or just for the heck of it. And with this has come a great opportunity for merchants to make more bucks. However, with the number of merchants offering dating services steadily increasing, a big problem has...

Aug 21, 2015

Adult Dating Websites & Apple Pay: A Hook-Up for All

Adult dating websites are all the rage, both for merchants and consumers. Commercials and internet ads are sending single guys and gals to these sites, looking for the perfect mate. While consumer use is growing, so is the money that these merchants are making. While the money is great, there are issues when it comes to processing these payments. Most...

Aug 06, 2015

Adult Entertainment Says Hello to Virtual Reality!

The adult entertainment industry has been improving in many ways especially as it fully adopts innovative technology. Once boring and unattractive adult entertainment websites are now clad in attractive HD images, streaming content and home movie options. Moreover, with adult merchant accounts, these websites can now guarantee secure online payments that were initially a hot topic for the industry consumers....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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