May 09, 2014

How to get your Adult Content Merchant Account Approved

Sex sells. It sells even better online where shopping can be done discreetly at home by your customer base. Whether you’re into adult content, adult toys, or adult dating sites the adult industry thrives online. The market is lucrative to a business with a great niche and business plan. Yet, securing an adult merchant account can be tricky. Adult Content...

Apr 29, 2014

Setting Up a Successful Adult Dating Website

  With more people choosing to search online for their one true love or whether they would just like to have a reason to get out of the house more and meet new people, starting up an adult dating website is a great way to help them and make a considerable profit doing so. But what does it take to...

Jan 29, 2014

Facebook Imposes restriction on Ads until Valentine’s Day is over

  Facebook announces that they will temporarily block advertisements from dating sites until the end of Valentine’s Day. An email was sent out towards the dating sites detailing the restriction of advertisements. A Chief Executive Officer for one of the dating sites states that the ads were efficiently running for months and just recently they stopped. Facebook revealed the ban...

Jan 27, 2014

Online Dating & Mobile Technology – What’s Changed?

  It has very recently been recognized that mobile technology is not only changing everything else, but it is also altering people’s online dating habits. In a good way, that is. Those with adult dating merchant accounts are certainly in for a treat. Read below to find out more. A recent survey concluded that 11% of American adults are now...

Jan 25, 2014

Dating Applications & Its Prominent Future

  New dating applications are making it simple for men and women to meet up: Lulu and Tinder. Women and men no longer have to worry about meeting others at gyms, bars or various other activities. Social media is a form of comfort for many individuals nowadays so utilizing an application to find love is not a farfetched notion. The...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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