Sep 29, 2020

Reliable High Risk Merchant Account for Online Dating Sites

With thousands of people looking to find their soulmate, there is definitely a huge market for online dating sites. Due to the COVID-19 pandemic, more and more singles are turning to safer options online in hopes of meeting that special someone. In fact, in 2019 alone, the online dating industry yielded over $2 billion. Even so, breaking into this industry...

May 27, 2020

Securing An Online Dating Merchant Account

Online dating merchant accounts serve as a safeguard in a high risk industry. The stigmas tied to online dating is nothing new. In fact, personal ads, the forerunner to the modern-day online dating profile, are where it all started, the stigma that is.  In 1727, a woman by the name of Helen Morrison was considered a pioneer, posting the first...

May 19, 2020

Online Dating Merchant Accounts Need Love Too!

Dating Merchant Accounts get the side-eye from most merchant providers, but you don’t have to be slighted.  Despite the incredibly lucrative opportunities within the online dating industry, the increasingly negative reputation is what has led many payment service providers to run for the hills, avoiding this industry entirely. Where does that leave our fearless online dating merchants, determined to succeed...

May 19, 2020

Understanding Online Dating Merchant Accounts

Not all dating merchant accounts are created equal. Launching an online dating website can make perfect financial sense given the proliferation of dating sites and apps devoted to helping people meet their romantic partners.  A $3 billion industry experiencing a steady growth for the past several years, many dating sites have been created to specialize in specific interests,  religious beliefs,...

May 19, 2020

How You Can Secure An Adult Dating Merchant Account

An Adult Dating Merchant Account is necessary for a secure and profitable online dating business. Online dating has dramatically changed the way singles find each other and fall in love. With the launch of the first commercially successful dating site, Match.com, it has paved the way for many more dating websites and apps, creating a multibillion dollar industry. In October...

Mar 26, 2020

How to Get a Merchant Account for Your Online Dating Website

The online dating industry is huge and very profitable. Online dating site Bumble is valued at $3 billion. Match Group, which owns sites like Tinder and Match.com reported $1.7 billion in revenue in 2018 alone. Without a doubt, love is big business. Why the Online Dating Industry is High Risk Despite its profitability, however, online dating is considered high risk...

Nov 21, 2019

Grow Your Dating Business with and An Online Dating Merchant Account

Online hookup is fun for consumers that most of them don’t understand what the merchant goes through to set up a fully operational dating service. The high-risk classification of the service makes it a hassle to get a merchant account and payment processing solution, which are almost impossible to operate without. You have to conduct a detailed search to partner...

Nov 08, 2018

Get The Best Merchant Account for Dating Services Company

Online dating sites are bigger than ever before. In an increasingly digital world, more and more people like the idea of finding their soulmate online and believe that it is possible. Success story after success story proves it. Even so, things are not as straightforward or easy for the companies that provide online dating services. Any business that falls within...

Jul 12, 2018

Unique Adult Merchant Processing Solutions for Your Business

Are you an adult business owner? Is it challenging for you to get approved for adult merchant processing? Where can you find a reliable and reputable adult merchant account for high risk payment processing? Just read below and you’ll get answers to these questions. What Does High Risk Mean for Your Business? Beyond any doubt, the adult sector is a...

Jun 21, 2018

4 Reasons Why Online Dating Sites are a Challenge to Own and Operate

It seems like everything has moved online these days. Businesses, grocery shopping and now dating. With approximately 91 million interested singles between the ages of 19 and 45, it makes sense that many entrepreneurs would see launching a dating site as a lucrative business venture. However, running a successful online dating site is not as simple as you might think....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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