High Risk Payment Processing | How Payment Gateway Integration Works

Making purchases online is not something consumers give much thought to these days. It has become such a natural, everyday thing. Even so, much goes into the online shopping and checkout experience. As a merchant, you know just how much time and thought goes into creating a positive, seamless customer experience, none of which would be possible without payment gateway integration. How does payment gateway integration function? As an online merchant, it definitely helps to understand the ins and outs of your website and checkout process. Consumers today expect a simple, hassle-free payment processing experience. If you fail to offer

Merchants Trying to Distinguish Fraud from Legitimate Pandemic Purchases

Since the COVID-19 lockdowns began, shopping habits have changed dramatically. Consumers are turning to online shops to purchase everyday items like groceries, medications and other basic supplies that people would normally purchase at their local, physical store. The uncertainty around the situation has also led to panic buying and larger volume purchases than previously seen before the pandemic. This has presented merchants with more than one challenge. They have had to shift to remote work environments to ensure the safety and health of their teams. They have had to deal with delays in supplies and materials, adjust their payment processing

Integrating A Payment Gateway Into Your Website

Payment gateways allow merchants to deal with all financial transactions online. Payment gateways are a valuable tool that process both debit and credit cards online and in offline stores. Sensitive card information is securely sent between mobile devices/ websites and banks/payment processors.  Integrating a payment gateway into your website can ensure that your customers experience a seamless and safe transaction. It is like having a virtual point of sale terminal. To further protect your website from fraudulent attacks, a payment gateway has the capacity to encrypt all confidential information, such as the credit card number, the CVV code, and the

What is Recurring Payment? How Your Small Business Can Benefit

How are you currently accepting payments? Are you trying to determine whether or not your business should use recurring payments? Thanks to the constant changes in payment processing to satisfy the needs and demands of customers, there are always new ways to simplify and improve the process of collecting payments. One of the most common being recurring payments. What are Recurring Payments and How do They Work? Recurring payments, also frequently referred to as AutoPay, means a customer has given permission for your business to deduct payments for goods and services from their bank account or automatically charge their credit

Is My Business High Risk? How to Still Secure Credit Card Processing

Running a small business is difficult enough without being told your business is considered “high risk”. This categorization makes it incredibly challenging to operate smoothly, secure business funding and partner with a reputable, fair payment processor. Even if you are able to find a processor willing to work with you, you will be charged higher rates and receive other undesirable terms. So, how should you proceed? What can you do if you are high risk and in need of a credit card processor? Better yet, what does it really mean to be a high risk business? What Does it Mean